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This financing is based on the principle of Al-Ijarah. By definition, Al-Ijarah is a contract where the benefits / use of an asset is transferred by the owner (lessor) to the lessee at an agreed price / rental amount for an agreed period of time or lease period.


Provide customers with short to medium term financing by way of leasing and finally acquiring items such as plant & machinery, property, computer & information technology equipment, motor vehicle & heavy machinery, and other fixed assets;
To meet working capital requirement for customer who already own the assets. In this case, the customer will first sell the asset to the Bank which constitutes the financing amount, with the understanding that the bank will lease it back to the customer. This is also known as Sale and Leaseback transaction.


Ready source of fund to meet working capital requirement, in case of Sale and

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