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Muamalat Cash Line Facility-i (MCash)
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The product is based on the Shariah concept of Tawarruq and other relevant Shariah contracts. For the business use, this product is offered for working capital purposes and/or combination with other credit facilities acceptable by the Bank.

Tawarruq is an arrangement that involves a purchase of a commodity or asset based on deferred payment basis by way of Murabahah. In this case, the Customer is purchasing the commodity as the underlying asset from the Bank. The commodity or asset is then sold for cash to a party other than the original seller.


Settlement of selling price comprise of:
Profit which is to be serviced throughout the facility period;
Principal amount to be settled in full upon expiry or other settlement arrangement agreed by the Bank.


Revolving in nature;
The Bank at its discretion may grant Ibra´ or rebate on any financing amount unutilized.

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