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TERMS & CONDITIONS

The Campaign Period

  • Bank Muamalat Malaysia Berhad (“BMMB”) is organizing an i-muamalat Senang Lenang Menang Campaign II (“the Campaign”) for all bill payment and prepaid reload done via i-muamalat Internet Banking i.e.TNB, Telekom, SYABAS, Celcom bill payment, Celcom prepaid, Maxis prepaid, etc.(refer Appendix 1).
  • The Campaign periods are divided into 6 phases as per details below:

Phase

Period

From

 

To

1

15th October 2015

-

14th November 2015

2

15th November 2015

-

14th December 2015

3

15th December 2015

-

14th January 2016

4

15th January 2016

-

14th February 2016

5
6

15th  February 2016
15th March 2016

-
-

14th March 2016
14th April 2016

Eligibility

  • Subject to these Terms & Conditions, the Campaign is open to all BMMB i-muamalat Internet Banking subscribers except BMMB staff.
  • Winner must be a BMMB’s i-muamalat Internet Banking registered subscriber throughout the entire Campaign period and upon receiving the prize(s).

BMMB Senang Lenang Menang II Campaign

  • This Campaign is open to all eligible BMMB i-muamalat Internet Banking users (“the Participant”) who use i-muamalat Internet Banking to pay any types of bill and prepaid reload. 
  • To be eligible for this Campaign,  the Participant must meet the following criteria:
    • Use i-muamalat Internet Banking to do mobile reloads to any Telcos (RM 10, RM 30, RM 50 or RM 100);
    • Use i-muamalat Internet Banking to pay any bills with minimum amount of RM 10 (TNB, SYABAS, Celcom Bill Payment, Telekom, etc);
    • The Participant must pay bills and prepaid reload transaction for at least RM 200 (for one (1) eligible entry per period) in total cumulative amount to be eligible in winning the prizes;
    • All of the above.
  • Winners Selection
    • Eligible customers are divided into two groups;
  • Loyal Customers
  • Customers who have  performed at least 12 transactions in 6 month for Bill Payments or 6 Prepaid Reloads in 6 months; 
  • Standard Customers
  • Customers with less than the above transactions for Bill Payments or Prepaid Reloads in 6 months..
  • The cut-off date of eligibility would be on the end of each draw month.
  • Winners will be selected on monthly basis using the MS Excel polling format as follows;
  • All eligible customers from each group are pooled into a spreadsheet. Selection of winners is done via a formula which will pick a random number. The number is then matched to the lists and the customer in the sequence is declared the winner.
  •  Each month, five (5) winners will be selected from the Loyal Customers list to win a cash prize of RM500 each and ten (10) from the Standard Customers for a cash prize of RM200 each as explained below:

Prize Category

Period

Category

Prizes

Qty

Total

1st Monthly Winners

Sep/Oct 15

Loyal

RM500

5

RM2,500

Standard

RM200

10

RM2,000

2nd Monthly Winners

Oct/Nov 15

Loyal

RM500

5

RM2,500

Standard

RM200

10

RM2,000

3rd Monthly Winners

Nov/Dec 15

Loyal

RM500

5

RM2,500

Standard

RM200

10

RM2,000

4th Monthly Winners

Dec15/Jan16

Loyal

RM500

5

RM2,500

Standard

RM200

10

RM2,000

5th Monthly Winners

Jan/Feb 16

Loyal

RM500

5

RM2,500

Standard

RM200

10

RM2,000

6th Monthly Winners

Feb/Mar 16

Loyal

RM500

5

RM2,500

Standard

RM200

10

RM2,000

TOTAL

RM27,000

  • Winners’ selection mechanism to be performed as follows :-
    • BMMB will select the Participants who have met minimum eligible transaction amount of RM 200 (per entry per period) in bill payment/prepaid reload transactions.
    • Winners in all phases must be selected based on lucky draw basis.
    • If there is no eligible winner for the particular phase, the prizes for the phase will be forwarded to next phase.
    • Repetitive winner(s) allowed for the next phases of the Campaign.
  • Winners for all phases will be notified via phone call and official letters and their names will be published in the BMMB’s corporate website www.muamalat.com.my and i-muamalat website https://www.i-muamalat.com.my (announcement and/or banner ads).
  • A specific date will be determined by BMMB for a prize giving ceremony (if any) and all winners shall adhere to the following :-
    •  It is compulsory for all winners to be present during the prize giving ceremony;
    • All winners will be notified via phone call and/or letter for the details of the prize giving ceremony; and
    • In the event the winner is not able to attend the prize giving ceremony due to valid reason, the officer in charge of the Campaign will schedule a visit to the winner’s nearest branch for collection of the prize.
  • The prizes are not transferable, nor exchangeable for credit or kind.
  • BMMB reserves the sole and absolute right to substitute the prizes with an item of equal value without giving prior notice to the participants/winner.
  • Upon receipt of the prize, the winner is required to produce their identification card for verification purposes and to sign any forms (if any) by BMMB.
  • In the event a winner is found to be ineligible to participate in the Campaign at any point of time during or after the Campaign period, BMMB shall have the absolute right to disqualify the winner.  
  • BMMB shall also have the right to take action(s) it deems necessary against the ineligible winner.
  • By participating in this Campaign, the Participants agree to be bound by the Terms and Conditions stipulated herein.  The Participants also agree and acknowledge that BMMB’s decisions are final and no appeal and/or objections will be entertained.
  • Any fraud and/or abuse relating to the cumulative mobile reload and bill payment amount shall result in forfeiture of the prizes as well as suspension of the participant’s account.
  • BMMB does not warrant that the Campaign shall be uninterruptible and/or error free. By participating in this Campaign, the Participants hereby acknowledge and irrevocably agree that BMMB shall not in any manner whatsoever be liable for any loss , claim, compensation and damages incurred by the Participants arising from the interruption and/or any error during the Campaign.
  • BMMB reserves the right to cancel, terminate or suspend the Campaign with or without any prior notice. The participants shall not be entitled to any claim or compensation against BMMB for any losses or damages suffered or incurred whether as a direct or indirect result of the act of cancellation, termination or suspension of the Campaign.
  • BMMB will disclose or publish the names and/or photographs of the winners without requiring any prior written consent of the winners and/or any parties. The winners agree to co-operate and participate without further consent, payment or consideration in all advertising and publicity activities of BMMB relating to the campaign and agree that BMMB may publish the name, and/or photograph of the winners in such manner as BMMB sees fit worldwide in any media including the Internet
  • BMMB shall not be liable for any default ,loss ,claim, compensation and damages incurred by the Participants in respect of the Campaign due to any act of God, war, riot, strike, lockout, industrial action, fire, flood, storm, technical or system failures and/or event beyond the reasonable control of BMMB.
  • BMMB shall not be responsible for and shall not be liable for:
    • telephone, electronic, hardware or software program, network, Internet, server or computer malfunctions, failures, interruptions, miscommunications or difficulties of any kind, whether human, mechanical or electrical, including, without limitation to, the incorrect or inaccurate capture of entry information online;
    • late, lost, delayed, misdirected, incomplete, illegible or unintelligible e-mails ;
    • failed, incomplete, lost, garbled, jumbled, interrupted, unavailable or delayed computer transmissions;
    • any injuries, losses, or damages of any kind arising in connection with or as a result of the prizes, or acceptance, possession, or use of the prizes, or from participation in the campaign;
    • any printing or typographical errors in any materials associated with the campaign ; any claims by third party for infringement of intellectual property rights.

26. BMMB reserves the right as it deems fit to vary or change any of these Terms and Conditions with notice. These Terms and Conditions may be varied or changed by BMMB by way of posting on BMMB website or in any other manner deemed suitable by BMMB. Participants who had participated in the Campaign are deemed to have accessed BMMB’s website and to have knowledge of and to have agreed to any changes or variations to these terms and conditions. Participants agree that their continued participation in the Campaign will constitute their acceptance of these Terms and Conditions (as varied or changed).

27.  These Terms and Conditions are governed by and construed under the laws of Malaysia.

28.  The Terms & Conditions including the discretion rights and/or power given to any parties under this
document shall be subject to Shariah principles.

In the event of any inconsistency or discrepancy between the English version and the Malay version of these Terms and Conditions, the English version shall prevail.


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