Mortgage - Consumer Banking

A contract made between a Capital Provider (Depositor) and Entrepreneur/Fund Manager (the Bank) to enable the Bank to carry out business ventures within Shariah principles. Both parties agree to share profits from the investment according to a mutually agreed ratio.

Convenient and comprehensive,
with peace-of-mind benefits

•	Attractive and competitive profit rates, extra long tenor and high margin of financing;
•	Convenient with network of branches and service centres throughout the nation;
•	Mortgage Reducing Term Takaful (MRTT) plan for pure peace-of-mind benefits;
•	Flexibility of payment available at all branches.

Types of Financing
(Click on any of the images below to see details)

Home Financing-i

Shophouse Financing-i

Land Financing-i

Application Form

Download and print the Home Financing Application Form here.

How to Apply / Documents Required

•	Photocopy of I/C of applicant(s)
•	Latest 3 months salary slips
•	Latest J/ EA Form
•	Confirmation letter from employer
•	Original S&P Agreement/ booking sheet / down payment receipt
•	Business Registration, Form 24, Form 49, Form A or B, Form D (for self employed which ever applicable)
•	Latest 3 months Bank Statement
•	Any additional documents if required by the Bank

Product Disclosure Sheet (PDS)

1. Muamalat House/Shop House Financing (BBA)-i
Pembiayaan Perumahan/Rumah Kedai Muamalat (BBA)-i

2. Muamalat Home Financing (Istisna’)-i
Pembiayaan Perumahan Muamalat (Istisna’)-i