Personal Financing-i
Armed Forces
Products / Items |
Gratuity Financing (Armed Forces) |
Purpose |
Investment or Retirement preparation |
Who Can Apply |
Malaysian Armed Forces under pension scheme |
Tenure |
Minimum: 12 months
Maximum: 102 months
|
Financing Amount |
Minimum: RM10,000.00
Maximum: RM200,000.00 |
Margin of Financing |
LLP: 70%
Pegawai: 60%
Male Divorcee: 50% |
Profit Rate |
6.75% Flat p.a. |
Mode of Payment |
Bullet payment from JHEV (no monthly installment) |
Wasiat / Will-Writing |
Compulsory |
Takaful |
Compulsory |
Guarantor |
Not Available |
Documents Required |
• |
Copy of BATC10/MyTentera (front and back) |
• |
Latest 1 month Salary Slip |
• |
BMMB Saving Passbook |
| • |
PART 2 Order (if applicable) |
| • |
"Surat Mengambil Maklum Isteri" |
| • |
Wife NRIC or ID (front and back) |
|
Applicant's Eligibility |
• |
Employment is under "TETAP dan BERPENCEN" category |
• |
1) "Lain-lain Pangkat" (LLP):
| i) |
Service more than 18 years |
|
|
2) "Pegawai":
| i) |
for "Major" and "Kapten" : 7 years before retire |
| ii) |
for "Leftenan Kolonel" above: 8 years before retire |
|
|
Note:
1) Customer's not a Bankruptcy during apply BMMB financing
2) Terms and conditions apply