Rates
Dividend Rates:
Al-Mudharabah General Investment Account (GIA)
for Retail & Corporate customers
Retail:
For Retail customers, there are multiple rates for GIA deposits and the calculation for the rates will be based on one fixed PSR announced by the Bank.
Please refer to the attached notes for further explanation.
Dividend rates for Al-Mudharabah General Investment Account |
Date: 16/04/2013 - 15/05/2013 |
Month |
PSR |
Indicative Rates |
Month |
PSR |
Indicative Rates |
1 |
75:25 |
3.00 |
18 |
75:25 |
3.25 |
3 |
75:25 |
3.05 |
21 |
75:25 |
3.30 |
6 |
75:25 |
3.15 |
24 |
75:25 |
3.30 |
9 |
75:25 |
3.15 |
36 |
75:25 |
3.60 |
12 |
75:25 |
3.25 |
48 |
75:25 |
3.70 |
15 |
75:25 |
3.25 |
60 |
75:25 |
3.70 |
Corporate:
For corporate customers, there are multiple PSR for GIA deposits and the calculation for the PSR will be
based on one fixed gross "R" determined by the Bank.
Our Bank's current "R" for corporate is stand at
5.00%
Dividend rates for Al-Mudharabah General Investment Account |
Date: 16/04/2013 - 15/05/2013 |
Gross 'R' = 5.00% |
Month |
PSR |
Board Rates |
Month |
PSR |
Board Rates |
1 |
60:40 |
3.00 |
10 |
65:35 |
3.25 |
2 |
60:40 |
3.00 |
11 |
66.34 |
3.30 |
3 |
61:39 |
3.05 |
12 |
66:34 |
3.30 |
4 |
61:39 |
3.05 |
18 |
67:33 |
3.35 |
5 |
62:38 |
3.10 |
24 |
68:32 |
3.40 |
6 |
63:37 |
3.15 |
36 |
70:30 |
3.50 |
7 |
63.60 : 36.40 |
3.18 |
48 |
72:28 |
3.60 |
8 |
64:36 |
3.20 |
60 |
78:22 |
3.90 |
9 |
65:35 |
3.25 |
|
|
|
Dividend Rates:
Al-Mudharabah Savings Accounts
Types of
Accounts |
Tier |
PSR
Cust : Bank |
Indicative Rates |
|
RM 1,999.00 and below
|
37.50 : 62.50
|
1.50 |
RM 2,000.00 and above
|
50 : 50 |
2.00 |
|
RM 1 and above
|
2 : 98
|
0.08 |
|
RM 1,999.00 and below
|
37.50 : 62.50
|
1.50 |
RM 2,000.00 and above
|
50 : 50
|
2.00 |
These are indicative rates of return based on the previous month's performance. The actual return can be higher or lower than the indicative rates.
Dividend Rates:
Al-Mudharabah Current Accounts
i) Effective Date: 16/04/2013 - 30/04/2013 |
Types of
Accounts |
Tier |
PSR
Customer : Bank |
Indicative Rates |
|
RM 1,999.00 and below |
10 : 90
|
0.40 |
RM 2,000.00 and above
|
37.50 : 62.50
|
1.50 |
ii) Effective Date: 01/05/2013 - 15/05/2013 |
Types of
Accounts |
Tier |
PSR
Customer : Bank |
Indicative Rates |
|
RM 1,999.00 and below |
10 : 90
|
0.40 |
RM 2,000.00 and above
|
31.25 : 68.75
|
1.25 |
Types of
Accounts |
Tier |
PSR
Customer : Bank |
Indicative Rates |
|
RM 1,000.00 - RM 24,999.00 |
10 : 90
|
0.40 |
RM 25,000.00 - RM 49,999.00
|
15 : 85
|
0.60 |
RM 50,000.00 - RM 99,999.00
|
20 : 80
|
0.80 |
RM 100,000.00 and above
|
25 : 75
|
1.00 |
These are indicative rates of return based on the previous month's performance. The actual return can be higher or lower than the indicative rates.
Hibah Rates :
Al-Wadiah Savings & Current Account
Hibah Rates |
|
Oct
2012 |
Sept
2012 |
Changes |
|
0.75 |
0.75 |
0.00 |
Al-Wadiah Current Account
i) Government ≥ RM 25,000
ii) Deposit, Consumer, Commercial ≥ RM100,000
iii) Others ≥ RM100,000
iv) Corporate (RM1 Mil - RM10 Mil)
|
0.25 |
0.25 |
0.00 |
Corporate ≥ RM 10 Million
|
0.50 |
0.50 |
0.00 |
|
0.00 |
0.00 |
0.00 |
**The displayed hibah rate is the historical rate. The granting of hibah and the actual hibah rate are at the Bank's sole discretion.
**Kadar hibah yang dipamerkan adalah kadar lepas. Pemberian hibah dan kadar sebenar hibah tertakluk sepenuhnya kepada budi bicara pihak Bank.
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