Deposit - Bank Charges, Fees and Commission

Transaction	Type Of Charges	Amount
1) Replacement of lost passbook	Stamping duty on Letter of Indemnity	RM 10
	Service charge (sending LI for stamping)	RM 5
	Service charge on replacement of passbook	RM 5
2) Replacement of mutilated / spoilt / passbook	Service charge	RM 5
3) Closing of account for account opened less than 3 months. (request by customer for Al-Wadiah Saving Account only)	Service charge	RM 10 (per account) or the available balance, whichever is lower
4) Savings Account Statement Request via ATM (for the last 5 transactions only)	Service charge	RM0.50

Current Account

Transaction	Type Of Charges	Amount
1) Dishonoured Cheque
a) Insufficient fund	Service charge	RM 100
b) Technical reasons within the drawer's control	Service charge	RM 10
c) Post dated cheques Returned	Service charge	RM 10
d) Honouring pending cheques	Service charge	RM50 per cheque on cheque pending items to be covered only
2) Stop Payment
a) Instruction for stop cheques	Service charge	RM 10 per leaf
b) Lost/misplaced/stolen of cheque book with Police Report	Service charge	RM 10
c) Presented with insufficient funds (RM100.00 upon presentation of cheque i.e. through clearing)	Service charge	RM 100
3) Issuance of cheque book	Stamp duty	RM 0.15 per cheque leaf
4) Express Cheque	Service charge	RM 20 per cheque
5) Current Account
Government/Semi Government Accounts including Statutory bodies, local authorities	Service charge	Waived
6) Cheque Image	Service charge	RM10 per image
7) Opening of Account	a) Search Fees at the Suruhanjaya Syarikat Malaysia (SSM) / Business / Societies	Waived
7) Opening of Account	b) CTOS search fee	Waived
8) Closing of Account Opened less than 3 months (Request By Customer)	Service charge	RM 20 (per account) or available balance whichever is lower
9) Cheques issued by Government and State / Local Authorities received for credit of customer's accounts (Non-Government Account)	Service charge & commission	Waived
10) Encashment of Third Party cheque over counter Note : 1) To be charged to drawer (account holder) 2) For non individual account, no service charge is imposed if Letter of Authorisation is produced for encashment given to staff	Service charge	RM2 if amount is less than RM10,000
	Service charge	RM5 if amount is equal or more than RM10,000
11) Reproducing of additional Current Account statement
a) Head Office	Service charge	RM10 per request (individual) RM20 per request (non-individual) Note: Maximum 10 page, subsequent RM1 per page
b) Through Counter	Service charge	RM1 per page
12) Cheque Book Collection (Upon customer request to courier)	Courier Charge	Actual courier charge
13) Half-yearly service fee	a) All accounts with an average balance :-
	i) Less than RM1,000 for Individual / Joint Accounts	RM10
	ii) RM1,000 for Business Accounts	RM10
	• each half year in June/December except for new accounts opened in June or December
	b) All accounts closed by the customer or the Bank except for accounts closed in July or January.	For each half year in June/December: RM10

General Investment Account (GIA)

Transaction	Type Of Charges	Amount
1) Issuance / Re-issuance	Service charge	Waived
2) Replacement i) Lost of GIA Receipt	Service charge	RM 5
	Stamping duty on Letter of Indemnity	RM 10
	Service charge (sending LI for stamping)	RM 5
3) Auto Renewal of GIA Deposit	Service charge	Waived

Others

Transaction	Type Of Charges	Amount
1) Inter-Branch transfer	Service Charge - RM10,000 and above	RM 10
2) Fund Transfer within same Branch (instruction via letter)	Service charge	RM 2
3) Salary Crediting	Service charge	RM 2 per account
4) Returned Cheques
i) Customer to collect the returned cheque from branches	Service charge	Waived
ii) Sent to customer at their request	Courier charge	Actual courier charge
5) Wire Charges	Service charge	Minimum RM 5
6) Tabung Haji	Service charge	RM0.60 per amount
7) Zakat	Service Charge	Waived