Commercial Banking
Fixed Asset Financing-i
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Concept
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Bai' Bithaman Ajil (BBA) |
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Bai' Bithaman Ajil (BBA) |
Purpose
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For setting up factories, warehouses & the purchase of machinery |
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Working Capital Financing-i
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Concept
Purpose
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Working capital to purchase goods, stocks, inventories & raw materials |
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Concept
Purpose
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Working Capital based on Invoice/ Documents |
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Contract Financing-i
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Concept
Purpose
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To finance contracts awarded by government, statutory or reputable bodies |
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Islamic Accepted Bills-i
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Concept
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Murabahah |
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Bai' Al-Dayn |
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Concept
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Trade Finance (Domestic & Foreign) |
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Trade Finance (Import & Purchase) |
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Special Fund BNM
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Concept
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Tawarruq; |
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Murabahah; |
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Bai' Bithaman Ajil (BBA); |
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Bai' al-Istisna' |
Purpose
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Working capital; or, |
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Production capacity expansion; or both |
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Mara Entrepreneur Guarantee
Scheme (SJUM)
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SJUM is open to private limited companies that have been in operation for a minimum of three years. The company must fall under the classification of SMEs as defined by Bank Negara Malaysiawith turnover of not more than RM25 million and employees not exceeding 150. With SJUM financing scheme, Bumiputra SMEs can obtain the necessary funding to start or expand their business. MARA guarantees up to 80 per cent of the total financing. Qualified SMEs will be entitled to a Zero plus Base Financing Rate (Mcash, MWCF, BWCF & BBA) and they are allowed to borrow between RM500,001 and RM2 million.
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Cash Line Facility-i (MCash)
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Documentary Credit-i
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Concept
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Trade Finance (Domestic & Foreign) |
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Trade Finance (Import & Purchase) |
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Bank Guarantee-i
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Concept
Purpose
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Bank guarantee for tenders / bid guarantess, performance / contract guarantees, etc |
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Shophouse Financing
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Concept
Purpose
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To finance purchase or construction of shophouse, Islamic concept |
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