Features
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It is a term placement with the bank based on the Syariah Principle of Al-Mudharabah, or profit sharing; |
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A contract made between the bank (entrepreneur of fund) and depositor (provider of capital) whereby the bank will carry out business using the capital and the profits will be shared between the two according to a pre-agreed ratio; |
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The Current profit sharing ratio (PSR) is 60:40 whereby 60% is for the depositor and 40% for the bank; |
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The actual profit will be known on maturity date based on the prevailing gross rate of return for the contracted PSR; |
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Minimum amount is RM 5,000,000.00; |
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The current GIA rates are for reference only. |
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Dividend Rates
Dividend rates for Al-Mudharabah General Investment Account |
Date: 16/03/2013 - 15/04/2013 |
Gross 'R' = 5.00% |
Month |
PSR |
Board Rates |
Month |
PSR |
Board Rates |
1 |
60:40 |
3.00 |
10 |
65:35 |
3.25 |
2 |
60:40 |
3.00 |
11 |
66.34 |
3.30 |
3 |
61:39 |
3.05 |
12 |
66:34 |
3.30 |
4 |
61:39 |
3.05 |
18 |
67:33 |
3.35 |
5 |
62:38 |
3.10 |
24 |
68:32 |
3.40 |
6 |
63:37 |
3.15 |
36 |
70:30 |
3.50 |
7 |
63.60 : 36.40 |
3.18 |
48 |
72:28 |
3.60 |
8 |
64:36 |
3.20 |
60 |
78:22 |
3.90 |
9 |
65:35 |
3.25 |
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View the complete list of our Deposit Rates
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