Bai’ Al-Dayn (BWCF-i)

Concept

• Bai’ Al-Dayn

Purpose

• Working Capital based on Invoice/ Documents

Concept

• Tawarruq

Purpose

• To finance contracts awarded by government, statutory or reputable bodies

Islamic Accepted Bills – Sale (IAB-Sale)

Concept

• Murabahah
• Bai’ Al-Dayn

Foreign Bills Purchased: IFBEP (AP)-i/ IFBEP (DOC)-i

Murabahah Working Capital Financing-i (MWCF-i)

Concept

• Trade Finance (Domestic & Foreign)
• Trade Finance (Import & Purchase)

Concept

• Kafalah

Purpose

• Shipping Guarantee

Concept

• Skim Jaminan Usahawan Mara (SJUM)
• Skim Jaminan Pembiayaan Perniagaan (SJPP)
• Credit Guarantee Corporation (CGC) Scheme

Purpose

• For Bumiputra SMEs to obtain the necessary funding to expand their business

Concept

• Tawarruq

Purpose

• Cash line facility

Documentary Credit

Concept

• Murabahah

Islamic Accepted Bills – Puchase (IAB-Purchase)

Concept

• Murabahah

Murabahah Working Capital Financing-i (MWCF-i)

Concept

• Trade Finance (Domestic & Foreign)
• Trade Finance (Import & Purchase)

Concept

• Kafalah

Purpose

• Bank guarantee for tenders / bid guarantess, performance / contract guarantees, etc

Concept

• Tawarruq

Purpose

• To finance purchase or construction of shophouse, Islamic concept