Commercial Banking

 

Concept

  • Tawarruq

Purpose

  • For setting up factories, warehouses & the purchase of machinery

Murabahah (MWCF-i)

Concept

  • Murabahah

Purpose

  • Working capital to purchase goods, stocks, inventories & raw materials

Bai’ Al-Dayn (BWCF-i)

Concept

  • Bai’ Al-Dayn

Purpose

  • Working Capital based on Invoice/ Documents

Concept

  • Tawarruq

Purpose

  • To finance contracts awarded by government, statutory or reputable bodies

Islamic Accepted Bills – Sale (IAB-Sale)

Concept

  • Murabahah
  • Bai’ Al-Dayn

Foreign Bills Purchased: IFBEP (AP)-i/ IFBEP (DOC)-i

Murabahah Working Capital Financing-i (MWCF-i)

Concept

  • Trade Finance (Domestic & Foreign)
  • Trade Finance (Import & Purchase)

Concept

  • Kafalah

Purpose

  • Shipping Guarantee

BNM’s fund for SME


For information on BNM’s Fund for SMEs Click Here

Concept

  • Skim Jaminan Usahawan Mara (SJUM)
  • Skim Jaminan Pembiayaan Perniagaan (SJPP)
  • Credit Guarantee Corporation (CGC) Scheme

Purpose

  • For Bumiputra SMEs to obtain the necessary funding to expand their business

Concept

  • Tawarruq

Purpose

  • Cash line facility

Documentary Credit

Concept

  • Murabahah

Islamic Accepted Bills – Puchase (IAB-Purchase)

Concept

  • Murabahah

Murabahah Working Capital Financing-i (MWCF-i)

Concept

  • Trade Finance (Domestic & Foreign)
  • Trade Finance (Import & Purchase)

Concept

  • Kafalah

Purpose

  • Bank guarantee for tenders / bid guarantess, performance / contract guarantees, etc

Concept

  • Tawarruq

Purpose

  • To finance purchase or construction of shophouse, Islamic concept
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