Objectives

• To address the property and expansion needs of business;
• To realize the Government aspiration on the SME needs for better funding mechanism and assistance to optimise the business contribution to the economy.

Target Costumers

New and existing customer of the Bank under Business Banking and SME Retail Business segments subject to the following conditions:
• Minimum 3 years in related business operation* ;
• No adverse remarks on CTOS;
• No adverse remarks on CCRIS;

Fees & Charges

• Processing Fee : Waived
• Brokerage Fee: 50% of brokerage fee via Bursa. The
  fee is RM15.00 per million (not applicable for SME
  Retail Business customers)
• Stamp Duty (as per the Stamp Duty Act 1949
  (Revised 1989): Ad valorem stamp duty shall be
  borne by customer.
• 20% of stamp duty remission for principal document
  based on Shariah principles.

*Submission of latest past 3 years Audited Account is compulsory
*Latest audited account shall not exceed 12 months from the date of application