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Islamic Commercial Papers (ICPs)
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ICPs are rated an Islamic short term financing paper issued by corporate bodies;
The tenor of an ICP ranges from 1 month to 1 year;
Price varies depending on credit worthiness of issuers;
Primary issues are on tender basis and ICP are traded in the interbank market;
ICPs rating is based on classification by rating agencies example P1, P2, P3 and NP by Rating Agency of Malaysia (RAM) or MARC 1, MARC 2, MARC 3 and MARC 4 by Malaysia Rating Corporation Berhad (MARC).

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