Short Term Account-i

Short Term Account-i (STA-i) is a Shariah compliant term deposit product under the Shariah concept of Tawarruq whereby specific commodities of Shariah compliant are used as underlying assets for sale and purchase transactions. In general, the transaction involves the buying of a commodity by a purchaser from the original seller and the commodity is then sold for cash to a third party to gain cash.In addition, the customer’s deposit is invested in the buying and selling of commodity (e.g. Crude Palm Oil) done by the Bank (who acts as purchasing agent on behalf of customer or any relevant acts pursuant to the commodity transaction).

* Eligible for protection by PIDM


  • Profit Rate is fixed and determined upfront upon placement
  • Flexible tenure
Target Customers
  • Corporate customers
  • Government departments, companies, associations and co-operatives
  • Certificate based
  • Tenure:

    – Minimum-1 day

    – Maximum-1 year

  • Minimum Placement Amount of RM100,000.
How To Apply
  • Application to be made via Money Market Section,Treasury Division
  • Complete the relevant application form;
  • To tender relevant documents as stated in the Bank’s policy.
  • Please contact our customer care line at 1 300 88 8787 or visit our nearest branches.
  • If interested, please Click button below.
    Apply Now


Product Disclosure Sheet

Download here

*Terms and conditions apply.

  1. Offering of profit payment option of advance shall be notified afterwards.
  2. Same as note 1 above.
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