Savings Account-i is a savings account based on Islamiccontract of Qard. Qard refers to a contract of lending money by a lender (Customer) to a borrower (Bank) where the latter is bound to repay an equivalent replacement amount of the lender.
Current Account-i is a current account based on Islamic contract of Qard. Qard refers to a contract of lending money by a lender (customer) to a borrower (bank) where the latter is bound to repay an equivalent replacement amount of the lender.
Basic Savings Account (BSA)
A basic savings account which is economical and provides privileges to all Malaysians and permanent residents.
ELITE Savings Account-i (ESA-i)
ESA-i & eESA-i is specially tailored for individuals, aged 45 years and above, retirees and those who plan for early retirement. ESA-i & eESA-i offers high profit rates and other benefits* compared to other savings account (Terms & Conditions apply).
Muamalat Salary Scheme
This is a term deposit account based on the Shariah concept of Tawarruq / Commodity Murabahah.
Basic Current Account (BCA)
Basic Current Account-i is a Shariah compliant product. It opens to all Malaysians citizen and permanent residents. This deposit product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM250,000 for each depositor.
PIDM is the Government authority established in 2005 under Akta Perbadanan Insurance Deposit Malaysia (Akta PIDM)
Fixed Term Account-i
This is a term deposit account based on the Shariah concept of Tawarruq / Commodity Murabahah (i.e. purchase of an asset on a deferred basis either through musawamah or murabahah and subsequently sells the asset to a third party on cash basis).
Cash-i Muamalat is designed to provide cash financing to the customers for personal consumption
Our Mortgage has grown SMARTer. Finance or refinance your property with our SMART Mortgage plan*, the SMARTer way to own your dream home
ASB Term Financing-i (Standard)
Explore some simple but effective approaches. Whether saving for retirement or other long-term investments, you need clear goals and a solid plan that could help you become financially savvy.
Muamalat Vehicle Financing
Your choice for Shariah compliant and hassle-free vehicle financing. Enjoy up to 90% financing on your vehicle purchase with the security of our fixed rates.
Muamalat Auto-Grad Scheme
Graduates, kick-start your career with the vehicle of your dreams! With up to 100% margin of financing, Auto-Grad enables you to own a vehicle without a hefty down payment, allowing vehicle ownership earlier in your career.
Muamalat Hire Purchase-i
Whatever your dream car may be, Bank Muamalat can help you drive it home in the fastest possible time. Our flexible and comprehensive Islamic hire purchase facility for motor vehicle take care of everything, including comprehensive Takaful coverage and easy on-line payment facilities at 67 branches throughout the nation.