Features and Benefits
| CUSTOMER | TENURE | RM |
|---|---|---|
| Retail & Corporate | 1 Month | 5,000 |
| 2 Months and above | 1,000 | |
| Corporate Wholesale | 1 day – 1 year | 100,000 |
Tenure:
| CUSTOMER | TENURE |
|---|---|
| Retail | 1 to 60 months (in multiple of one (1) month) |
| Corporate | 1 to 12 months (in multiple of 1 month), 18, 24, 36, 48 and 60 months. |
| Corporate Wholesale | Overnight to 1 year (in multiple of 1 day) |
- Profit rate is fixed and determined upfront upon placement
- Capital is guaranteed
- Flexible tenure and profit payment options such as monthly, quarterly, semi-annually, annually or upon maturity
- Choice of renewing the principle plus profit
- Can be pledged as security for other facilities
- Insured by PIDM up till RM250,000 (Two Hundred Fifty Thousand Ringgit Only)
- Brokerage Fee is absorbed by the Bank
- Underlying asset applied is Crude Palm Oil or other commodity as approved by Shariah
- Premature withdrawal is allowed*. No profit will be paid to the customer in the event of early or premature withdrawal for both Fixed Term Account-i (FTA-i) and Short Term Account-i (STA-i).
Interested, please click below button “APPLY NOW”.
Eligilibity
- Individual 18 years and above. Trust account for children below 18 years old (minors). Account must be opened and operated by their parent or legal guardian
- Foreign individuals employed /studying in Malaysia
- Corporate, government, SMEs, associations, clubs, societies, etc
Downloads
Product Disclosure Sheet Fixed Term Account
Terms & Conditions Online Fixed Term Account (eFTA-i)
Product Disclosure Sheet e-Fixed Term Account
Terms & Conditions Fixed Term Account-i
PIDM brochure – ENG
Download herePIDM brochure – BM
Download here*Terms and conditions apply.