Mudarabah Unrestricted Investment Account (SURIA)

  1. This is an investment account product that is tied to the performance of the underlying assets and is not a deposit product.
  2. This product is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).
Types of Customers / Investors
  • Individual only
  • Eligibility Criteria
  • Single/Joint account holders.
  • Open to residents and non-residents who have attained the age of 18 years and
  • Trust Account for children below 18 years old (minors).
         For children below eighteen (18) years old (minors), the account must be opened
         and operated by their parent or legal guardian upon providing the Birth
  • The Bank’s standard account opening eligibility is also applicable to SURIA opening.
  • Note:
    The above criteria is subject to the Bank’s policy from time to time.

    Benefits & Privileges
  • Full Debit Card functions
  • Full access to i-Muamalat Mobile apps
         Full access to i-Muamalat Internet Banking
  • Special Campaigns and Draws
  • Minimum Placement
  • RM 100
  • Minimum Balance
  • RM 50
  • Mode of Investment / Transaction
  • Over the counter transaction(s) (Cash, Transfer, House Cheque, Local Cheque,
        & Money Order Postal Order and GL)
  • Cash Deposit Machine (CDM)
  • Cheque Deposit Terminal (CDT)
  • Automated Teller Machine (ATM)
  • Remittance
  • Interbank Giro (IBG) Transfer
  • Internet banking (Retail Internet Banking)
  • Issuance of ATM/Debit Card
  • ATM/Debit Card will be issued to individual account or joint account holders
         if the signing condition of the account is either one to sign.
  • ATM/Debit Card will be issued to sole proprietorship and must be signed
         by the owner of the sole proprietorship.
  • ATM/Debit Card will be issued to minor of age 12 to 17 years old with
         consent from the parents/legal guardian with limited access on the card.
  • Profit Sharing Ratio (%)
    Customer (%) Bank (%)
    2 98

    PDS Mudarabah Unrestricted Investment Account (SURIA)

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    T&C Mudarabah Unrestricted Investment Account (SURIA)- ENG

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    T&C Mudarabah Unrestricted Investment Account (SURIA)- BM

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    *Terms and conditions apply.

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