Muamalat Salary Scheme (MuSS)

* Protected by PIDM up to RM250,000 for each depositor

Benefits

– Employer:

  • Free 2 CIB Tokens for the 1st 2 years;
  • Free CIB Subscription Fee for 1st year-Full Mode only;
  • Extra profit of 0.10% for Fixed Term Account-i placement of minimum 3 months tenure;
  • Higher profit rate by 0.20% for MuSS Operating Current Account-i (Tawarruq) Non Ind;
  • Entitled to join any future campaign conducted by Bank.

– Employee:

  • Waiver Debit Card-i annual fee for 1st year;
  • Zero MEPS withdrawal charges:
Minimum Balance (per month) No of MEPS Refund
RM999.99 and below 2 times
RM1,000 and above 4 times

 

Minimum Initial Deposit

– Savings Account-i Salary Scheme : RM10 (with company offer letter)
  : RM100 (without company offer letter)
– Current Account-i Salary Scheme : RM1,000

 

Rates for MuSS Current Account-i

Balance Tier (RM)Profit Rate (% p.a.)
999.99 and below0.00
1,000.00 – 4,999.990.30
5,000.00 and above1.00

Rates for MuSS Saving Account-i

Balance Tier (RM)Profit Rate (% p.a.)
999.99 and below0.00
1,000.00 and above0.05
*Effective date : 1 January 2021

Eligilibity
  • All employer and employee 18 years and above;
  • Sole proprietors, partnership, SME’s professional bodies, societies, associations, trade unions and cooperatives.
Step to Register – Employer:*
  • New customer required to accept the schemes Letter of Offer;
  • Existing customer need to filling up “Service Request Form” to perform product change;
  • It is compulsory to register Corporate Internet Banking (CIB).
Step to Register – Employee:*
  • New customer need to open either Savings Account-i/ Current Account-i Salary Scheme;
  • Existing customer need to filling up “Service Request Form” to perform product change;
  • It is compulsory to register Retail Internet Banking (RIB)/i-Muamalat.

*Employer and/or Employee may opt to open a NEW account (as above)


Download

Term & Condition

Download here

PIDM brochure – BM

Download here

PIDM brochure – ENG

Download here

 

Term & Conditions – Online Savings Account (eSA-i)

Download here

 

*Terms and conditions apply.

Other Deposits To Choose From
DEPOSIT
Basic Savings Account-i (BSA)

Discover more

DEPOSIT
Savings Account-i

Discover more

DEPOSIT
PIDM

Discover more

DEPOSIT
Muamalat Salary Scheme

Discover more

DEPOSIT
Fixed Term Account-i

Discover more

DEPOSIT
Current Account-i

Discover more

DEPOSIT
ELITE Savings Account-i (ESA-i)

Discover more

DEPOSIT
Savings Account BeeSTAR-i

Discover more

DEPOSIT
Basic Current Account-i (BCA)

Discover more

DEPOSIT
Investment Account

Discover more

Locate Our Branches

Find a Bank Muamalat branch
nearby you

Locate Our Branch