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Sijil Simpanan Islamik (SSi)

Tawarruq FTA campaign designed with enhanced features that allows the customer to choose deposit tenure options with fixed profit rates and participate in lucky draw that offers chance to win attractive draw prizes.

Profit Rates
Basic Plan 1.00%
Premier Plan 1.00%

Minimum Deposit
Basic Plan RM10
Premier Plan RM1000

Auto-Renewal Option
Yes, Mandatory


Sijil Simpanan Islamik (SSi)

Published on 08 Aug 2023

Sijil Simpanan Islamik (SSi) – “Peluang Berganda, Hadiah Luar Biasa” 🌟

SSi merupakan produk simpanan patuh syariah yang terbaru dari Bank Muamalat.

Dengan simpanan serendah RM10 dalam tempoh 1 bulan sahaja, anda berpeluang memenangi sebahagian daripada hadiah terkumpul berjumlah RM3,000,000! πŸ’°

Peluang memenangi RM 1,000,000 juga menanti anda apabila menyimpan minimum RM1,000 bagi tempoh 3 bulan.


  • Open to all individuals that are 12 years and above, including trust account
  • New and existing to bank customers

On-boarding Channels

  • Muamalat Application Platform (MAP)
  • i-Muamalat Retail Internet Banking (RIB)
  • Muamalat Branches

Plan Options

Plan OptionsBasic PlanPremier Plan
Min. Initial Deposit/ Subsequent Deposit per Sijil RM10RM1,000
Placement Tenures 1 Month3 Months
Campaign Entry points RM10=1 entry
e.g. RM500=50 entries
RM10=5 entries
e.g. RM1,000=500 entries
Profit Rates p.a. 1.00%1.00%
Profit Payout Frequency Upon MaturityMonthly / Upon Maturity
Auto-Renewal option Yes, mandatory Yes, mandatory

Other Campaign Features

  • SSi is a campaign-based product structured for both existing and new to bank customers.
  • This campaign offers lower FTA profit rates against the normal FTA as this campaign-based product comes with automatic eligibility to win lucky draw prizes.
  • The existing bank customers will entitle to participate in this campaign subject to placement of new fund.

Sijil Simpanan Islamik (SSi) Edisi Terhad Merdeka

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