| Package Name | SMART Mortgage FLEXI |
| Eligibility | All individuals & joint applicants |
| Benefits | Pay additional amount on top of your monthly payment and reduce your principal balance immediately
Save on your profit charges
Redraw any amount from your excess payments at your convenience and get the cash immediately
Shorten your financing tenure and own your home faster
Transaction on Redraw can be made online easily
Peace of mind with MRTT coverage
Fully-Shariah compliant product
Financing Moving Costs and Related Expenses (MCRE) i.e. MRTT/LTHT, legal fees, valuation fee & stamp duty
100% stamp duty waiver for facility conversion from conventional loan to islamic facility |
| Margin of Financing | Up to 90%+10% MCRE |
| Tenure | Financing tenure up to age of 70 years or maximum duration of 35 years, whichever is earlier |
| Saving Illustrations | 
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| Documents required | Photocopy of I/C of applicant(s)
Latest 3-month salary slips
Latest J/EA Form
Confirmation letter from employer
Original S&P Agreement/ booking sheet/ down payment receipt
Business Registration and other related forms for self-employed (whichever is applicable)
Latest 3-month Bank Statement
Any additional documents if required by the Bank
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