Flexible Terms To Meet Your Needs

TermDescription
Package NameSMART Mortgage FLEXI
EligibilityAll individuals & joint applicants
Benefits
  • Pay additional amount on top of your monthly payment and reduce your principal balance immediately
  • save on your profit charges
  • Redraw any amount from your excess payments at your convenience and get the cash immediately
  • Shorten your financing tenure and own your home faster
  • Transaction on Redraw can be made online easily
  • Peace of mind with MRTT coverage
  • Fully-Shariah compliant product
  • Finncing Moving Costs and Related Expenses (MCRE) i.e. MRTT/LTHT, legal fees, valuation fee & stamp duty
  • 100% stamp duty waiver for facility conversion from conventional loan to islamic facility
  • Margin of FinancingUp to 90%+5% MCRE
    TenureFinancing tenure up to age of 70 years or maximum duration of 35 years, whichever is earlier
    Saving Illustrations

    Documents required
  • Photocopy of I/C of applicant(s)
  • Latest 3-month salary slips
  • Latest J/EA Form
  • Confirmation letter from employer
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Business Registration and other related forms for self-employed (whichever is applicable)
  • Latest 3-month Bank Statement
  • Any additional documents if required by the Bank

  • Let us help you calculate!
    Muamalat Calculator
    Financing Amount (RM)
    Profit Rate
    Installment period (years)
    Monthly Payment
    Interested, please click below button "APPLY NOW".

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    Download

    PDS SMART Mortgage FLEXI

    Download here

    Home Financing Application Form - English

    Download here

    Borang Permohonan Pembiayaan - BM

    Download here

    *Terms and conditions apply.

     

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