Bank Muamalat Malaysia Berhad » SMART Mortgage Professionals
Chat with us on

Own your Dream Home with Peace of Mind

Package NameSMART Mortgage Professionals
EligibilityRegistered member of professional body of the said profession or equivalent related qualification and accreditation
  • Competitive profit rate
  • Financing Moving Costs and Related Expenses (MCRE) i.e. MRTT/LTHT, legal fees, valuation fee & stamp duty
  • No processing fees.
  • No commitment fees
  • No compounding profit
  • No lock-in period
  • Fully-Shariah compliant product
  • Peace of mind with MRTT coverage
  • Margin of FinancingMargin of Financing (MOF) up to 95% + 5% MCRE
    TenureFinancing tenure up to age of 70 years or maximum duration of 35 years, whichever is earlier
    Documents required
  • Photocopy of I/C of applicant(s)
  • Latest 3-month salary slips
  • Latest J/ EA Form
  • Confirmation letter from employer
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Business Registration and other related forms for self-employed (whichever is applicable)
  • Latest 3-month Bank Statement
  • Latest income tax / audited financial accounts / latest 6-month business bank statements (whichever is applicable)
  • Any additional documents if required by the Bank documents if required by the Bank

  • Let us help you calculate!
    Muamalat Calculator
    Financing Amount (RM)
    Profit Rate
    Installment period (years)
    Monthly Payment
    Interested, please click below button "APPLY NOW".

    Apply Now

    Product Disclosure Sheet Property Financing-i (Tawarruq)

    Download here

    Application Form Consumer Financing - BI

    Download here

    Borang Permohonan Pembiayaan Konsumer - BM

    Download here

    *Terms and conditions apply.

    Locate Our Branches

    Find a Bank Muamalat branch
    nearby you

    Locate Our Branch