Bank Muamalat Malaysia Berhad » SMART Mortgage Professionals

Own your Dream Home with Peace of Mind

Package NameSMART Mortgage Professionals
EligibilityRegistered member of professional body of the said profession or equivalent related qualification and accreditation
  • Competitive profit rate
  • Financing Moving Costs and Related Expenses (MCRE) i.e. MRTT/LTHT, legal fees, valuation fee & stamp duty
  • No processing fees.
  • No commitment fees
  • No compounding profit
  • No lock-in period
  • Fully-Shariah compliant product
  • Peace of mind with MRTT coverage
  • Margin of FinancingMargin of Financing (MOF) up to 95% + 5% MCRE
    TenureFinancing tenure up to age of 70 years or maximum duration of 35 years, whichever is earlier
    Documents required
  • Photocopy of I/C of applicant(s)
  • Latest 3-month salary slips
  • Latest J/ EA Form
  • Confirmation letter from employer
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Business Registration and other related forms for self-employed (whichever is applicable)
  • Latest 3-month Bank Statement
  • Latest income tax / audited financial accounts / latest 6-month business bank statements (whichever is applicable)
  • Any additional documents if required by the Bank documents if required by the Bank

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    PDS-Property Financing-i (Tawarruq)

    Download here

    Application Form Consumer Financing - BI

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    Borang Permohonan Pembiayaan Konsumer - BM

    Download here

    *Terms and conditions apply.

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