Bank Muamalat Malaysia Berhad » SMART Mortgage SRP

First time Home Buyer with higher Margin of Financing

Package NameSMART Mortgage SRP (Skim Rumah Pertamaku)
  • All individuals & joint applicants
  • Salaried workers or self-employed
  • No record of impaired financing for the past 12 months
  • First time house buyers for own occupation
  • Property purchase price up to RM500,000
  • Gross monthly income is up to 10,000 for single / joint applicants
  • Benefits
  • Financing Moving Costs and Related Expenses (MCRE) i.e. MRTT/LTHT, legal fees, valuation fee & stamp duty
  • Fully-Shariah compliant product
  • Peace of mind with MRTT coverage
  • Margin of FinancingUp to 100%+10% MCRE
    TenureFinancing tenure up to age of 70 years or maximum duration of 35 years, whichever is earlier
    Document required
  • Photocopy of I/C of applicant(s)
  • Latest 3-month salary slips
  • Latest J/EA Form
  • Confirmation letter from employer
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Business Registration and other related forms for self-employed (whichever is applicable)
  • Latest 3-month Bank Statement
  • Any additional documents if required by the Bank

  • Let us help you calculate!
    Muamalat Calculator
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    PDS SMART Mortgage SRP

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    Application Form Consumer Financing - BI

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    Borang Permohonan Pembiayaan Konsumer - BM

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    *Terms and conditions apply.

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