Bank Muamalat Malaysia Berhad » SMART Mortgage
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Own your Dream Home with Peace of Mind

TermDescription
Package NameSMART Mortgage HOME
EligibilityAll individuals & joint applicants
Benefits:
  • Financing Moving Costs and Related Expenses (MCRE) i.e. MRTT/LTHT, legal fees, valuation fee & stamp duty
  • Fully-Shariah compliant product
  • Peace of mind with MRTT coverage
  • Will writing (wasiat) services
  • 100% stamp duty exemption for redemption (on conversion from conventional to Islamic financing) as per Federal Government's gazette P.A(A)376/2010, Stamp Duty (Remission) Order 2010, Stamp Act 1949.
    • Margin of FinancingUp to 90%+10% MCRE
    TenureFinancing tenure up to age of 70 years or maximum duration of 35 years, whichever is earlier
    Documents required
  • Photocopy of I/C of applicant(s)
  • Latest 3-month salary slips
  • Latest J/EA Form
  • Confirmation letter from employer
  • Original S&P Agreement/ booking sheet/ down payment receipt
  • Business Registration and other related forms for self-employed (whichever is applicable)
  • Latest 3-month Bank Statement
  • Any additional documents if required by the Bank

    • Let us help you calculate!
    Muamalat Calculator
    Financing Amount (RM)
    Profit Rate
    Installment period (years)
    Monthly Payment
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    Download

    Product Disclosure Sheet Property Financing-i (Tawarruq)

    Download here

    Application Form Consumer Financing - BI

    Download here

    Borang Permohonan Pembiayaan Konsumer - BM

    Download here

     
     

    *Terms and conditions apply.

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