SMART Mortgage Solution
We have SMART Solution for your Debt settlement and financial needs.
- Why you should refinance with our SMART MORTGAGE SOLUTION plan:
- Improve cashflow management via debt consolidation and settlement of credit card,
personal and other sundry financing/loans, etc. - Capitalise on the property’s capital appreciate value.
- Cost savings via lower monthly installment with low, competitive and affordable financing rates.
- Extra cash for renovation, investment, education, medical, holiday, Umrah and business
working capital, etc. - 100% stamp duty exempted for fully settlement/redemption (coversion from conventional to islamic
financing) as federal government gazette P.A(A)376/2010, Stamp Duty (Remission) Order 2010
Stamp Act 1949.
Current Market Value
= RM390, 000
Financing (90% margin x RM 390, 000)
= RM350, 000 (A)
Outstanding Balance with Existing Bank*
= RM250, 000 (B)
Extra Cash for Personal Consumption**
= RM100, 000 (A-B)
Nota:
* Assumed as equivalent to full settlement sum
** Will be directly credited into your Bank account for your personal use
Let us help you calculate!
| Muamalat Calculator | |
| Financing Amount (RM) | |
| Profit Rate | |
| Installment period (years) | |
| Monthly Payment | |
M.O.F: Up to 90% on SPA or MV / Tenure: 35 Years or Age 70
Note: Capped (ceiling) rate: 10.50%, Indicative monthly installments only. Terms and Conditions apply.
Sila klik sini untuk lihat margin pembiayaan sehingga 90% / Tempoh Pembiayaan Sehingga 35 Tahun Atau Umur 70 Tahun
