Bank Muamalat  
 
   
i-Muamalat: Login to our Online Banking
 
 
Personal Financing-i
 
 
 
 
Personal Financing-i
Muamalat Hire Purchase-i
Click on the list below to see more Financing products:
Term
Description
Purpose

For personal use

Who Can Apply
  • Malaysia Armed Forces Pensioner
  • All Government Pensioner
Tenure

Minimum: 3 years 
Maximum: 10 years

Financing Amount
Minimum: RM 5,000.00
Maximum: RM 150,000.00
Profit Rate

Competitive Flat & Floating Rate

Mode of Payment

Pension with BMMB

Wasiat/Will - writing

Highly encouraged

Takaful
Optional
Documents Required
  • Copy of NRIC (front and back)
  • Copy of Pension Card
  • Pension Ledger / Statement
  • BMMB Saving Passbook
Applicants Eligibility
  • Repayment Capacity
    -
    Determine by NDI & DSR
  • Pension
    - Pension credited with BMMB and paid by JHEV for Armed Forces   
    - Pension credited with BMMB under Scheme A and paid by JPA


JADUAL PEMBAYARAN PEMBIAYAAN PERIBADI-i PESARA
untuk PESARA TENTERA & KAKITANGAN KERAJAAN

KADAR KEUNTUNGAN: 5:50% (TETAP)
JUMLAH PEMBIAYAAN (RM)
1
2
3
4
5
6
7
8
9
10
Tahun
Tahun
Tahun
Tahun
Tahun
Tahun
Tahun
Tahun
Tahun
Tahun
10,000
879.17
462.50
323.61
254.17
212.50
184.72
164.88
150.00
138.43
129.17
15,000
1,318.75
693.75
485.42
381.25
318.75
277.08
247.32
225.00
207.64
193.75
20,000
1,758.33
925.00
647.22
508.33
425.00
369.44
329.76
300.00
276.85
258.33
25,000
2,197.92
1,156.25
809.03
635.42
531.25
461.81
412.20
375.00
346.06
322.92
30,000
2,637.50
1,387.50
970.83
762.50
637.50
554.17
494.64
450.00
415.28
387.50
35,000
3,077.08
1,618.75
1,132.64
889.58
743.75
646.53
577.08
525.00
484.49
452.08
40,000
3,516.67
1,850.00
1,294.44
1,016.67
850.00
738.89
659.52
600.00
553.70
516.67
45,000
3,956.25
2,081.25
1,456.25
1,143.75
956.25
831.25
741.96
675.00
622.92
581.25
50,000
4,395.83
2,312.50
1,618.06
1,270.83
1,062.50
923.61
824.40
750.00
692.13
645.83
55,000
4,835.42
2,543.75
1,779.86
1,397.92
1,168.75
1,015.97
906.85
825.00
761.34
710.42
60,000
5,275.00
2,775.00
1,941.67
1,525.00
1,275.00
1,108.33
989.29
900.00
830.56
775.00
65,000
5,714.58
3,006.25
2,103.47
1,652.08
1,381.25
1,200.69
1,071.73
975.00
899.77
839.58
70,000
6,154.17
3,237.50
2,265.28
1,779.17
1,487.50
1,293.06
1,154.17
1,050.00
868.98
904.17
75,000
6,593.75
3,468.75
2,427.08
1,906.25
1,593.75
1,385.42
1,236.61
1,125.00
1,038.19
968.75
80,000
7,033.33
3,700.00
2,588.89
2,033.33
1,700.00
1,477.78
1,319.05
1,200.00
1,107.41
1,033.33
85,000
7,472.92
3,931.25
2,750.69
2,160.42
1,806.25
1,570.14
1,401.49
1,275.00
1,176.62
1,097.92
90,000
7,912.50
4,162.50
2,912.50
2,287.50
1,912.50
1,662.50
1,483.93
1,350.00
1,245.83
1,162.50
95,000
8,352.08
4,393.75
3,074.31
2,414.58
2,018.75
1,754.86
1,566.37
1,425.00
1,315.05
1,227.08
100,000
8,791.67
4,625.00
3,236.11
2,541.67
2,125.00
1,847.22
1,648.81
1,500.00
1,384.26
1,291.67
105,000
9,231.25
4,856.25
3,397.92
2,668.75
2,231.25
1,939.58
1,731.25
1,575.00
1,453.47
1,356.25
110,000
9,670.83
5,087.50
3,559.72
2,795.83
2,337.50
2,031.94
1,813.69
1,650.00
1,522.69
1,420.83
115,000
10,110.42
5,318.75
3,721.53
2,922.92
2,443.75
2,124.31
1,896.13
1,725.00
1,591.90
1,485.42
120,000
10,550.00
5,550.00
3,883.33
3,050.00
2,550.00
2,216.67
1,978.57
1,800.00
1,661.11
1,550.00
125,000
10,989.58
5,781.25
4,045.14
3,177.08
2,656.25
2,309.03
2,061.01
1,875.00
1,730.32
1,614.58
130,000
11,429.17
6,012.50
4,206.94
3,304.17
2,762.50
2,401.39
2,143.45
1,950.00
1,799.54
1,679.17
135,000
11,868.75
6,243.75
4,368.75
3,431.25
2,868.75
2,493.75
2,225.89
2,025.00
1,868.75
1,743.75
140,000
12,308.33
6,475.00
4,530.56
3,558.33
2,975.00
2,586.11
2,308.33
2,100.00
1,937.96
1,808.33
145,000
12,747.92
6,706.25
4,692.36
3,685.42
3,081.25
2,678.47
2,390.77
2,175.00
2,007.18
1,872.92
150,000
13,187.50
6,937.50
4,854.17
3,812.50
3,187.50
2,770.83
2,473.21
2,250.00
2,076.39
1,937.50
* Sebarang perubahan pembayaran balik pembiayaan tertakluk kepada terma & syarat.

 

JADUAL PEMBAYARAN PEMBIAYAAN PERIBADI-i PESARA
untuk PESARA TENTERA & KAKITANGAN KERAJAAN

KADAR KEUNTUNGAN: BR + 4:95% (KADAR TERAPUNG)
JUMLAH PEMBIAYAAN (RM)
1
2
3
4
5
6
7
8
9
10
Tahun
Tahun
Tahun
Tahun
Tahun
Tahun
Tahun
Tahun
Tahun
Tahun
10,000
874.56
456.89
318.04
248.90
207.63
180.31
160.94
146.55
135.48
126.73
15,000
1,311.84
685.34
477.07
373.35
311.45
270.46
241.41
219.83
203.22
190.09
20,000
1,749.12
913.79
636.09
497.80
415.26
360.61
321.88
293.11
270.96
253.46
25,000
2,186.40
1,142.23
795.11
622.24
519.08
450.76
402.35
366.38
338.71
316.82
30,000
2,623.68
1,370.68
954.13
746.69
622.90
540.92
482.82
439.66
406.45
380.19
35,000
3,060.96
1,599.13
1,113.15
871.14
726.71
631.07
563.30
512.94
474.19
443.55
40,000
3,498.24
1,827.57
1,272.18
995.59
830.53
721.22
643.77
586.22
541.93
506.92
45,000
3,935.53
2,056.02
1,431.20
1,120.04
934.34
811.37
724.24
659.49
609.67
570.28
50,000
4,372.81
2,284.47
1,590.22
1,244.49
1,038.16
901.53
804.71
732.77
677.41
633.65
55,000
4,810.09
2,512.91
1,749.24
1,368.94
1,141.98
991.68
885.18
806.05
745.15
697.01
60,000
5,247.37
2,741.36
1,908.26
1,493.39
1,245.79
1,081.83
965.65
879.32
812.89
760.38
65,000
5,684.65
2,969.81
2,067.29
1,617.84
1,349.61
1,171.98
1,046.12
952.60
880.63
823.74
70,000
6,121.93
3,198.25
2,226.31
1,742.29
1,453.42
1,262.14
1,126.59
1,025.88
948.37
887.11
75,000
6,559.21
3,426.70
2,385.33
1,866.73
1,557.24
1,352.29
1,207.06
1,099.15
1,016.12
950.47
80,000
6,996.49
3,655.15
2,544.35
1,991.18
1,661.06
1,442.44
1,287.53
1,172.43
1,083.86
1,013.84
85,000
7,433.77
3,883.59
2,703.37
2,115.63
1,764.87
1,532.59
1,368.00
1,245.71
1,151.60
1,077.20
90,000
7,871.05
4,112.04
2,862.39
2,240.08
1,868.69
1,622.75
1,448.47
1,318.99
1,219.34
1,140.57
95,000
8,308.33
4,340.49
3,021.42
2,364.53
1,972.50
1,712.90
1,528.94
1,392.26
1,287.08
1,203.93
100,000
8,745.61
4,568.93
3,180.44
2,488.98
2,076.32
1,803.05
1,609.42
1,465.54
1,354.82
1,267.30
105,000
9,182.89
4,797.38
3,339.46
2,613.43
2,180.14
1,893.20
1,689.89
1,538.82
1,422.56
1,330.66
110,000
9,620.17
5,025.83
3,498.48
2,737.88
2,283.95
1,983.36
1,770.36
1,612.09
1,490.30
1,394.03
115,000
10,057.45
5,254.27
3,657.50
2,862.33
2,387.77
2,073.51
1,850.83
1,685.37
1,558.04
1,457.39
120,000
10,494.73
5,482.72
3,816.53
2,986.77
2,491.59
2,163.66
1,931.30
1,758.65
1,625.79
1,520.76
125,000
10,932.01
5,711.17
3,975.55
3,111.22
2,595.40
2,253.81
2,011.77
1,831.92
1,693.53
1,584.12
130,000
11,369.29
5,939.61
4,134.57
3,235.67
2,699.22
2,343.97
2,092.24
1,905.20
1,761.27
1,647.49
135,000
11,806.58
6,168.06
4,293.59
3,360.12
2,803.03
2,434.12
2,172.71
1,978.48
1,829.01
1,710.85
140,000
12,243.86
6,396.51
4,452.61
3,484.57
2,906.85
2,524.27
2,253.18
2,051.75
1,896.75
1,774.22
145,000
12,681.14
6,624.95
4,611.64
3,609.02
3,010.67
2,614.42
2,333.65
2,125.03
1,964.49
1,837.58
150,000
13,118.42
6,853.40
4,770.66
3,733.47
3,114.48
2,704.58
2,414.12
2,198.31
2,032.23
1,900.95
* Sebarang perubahan pembayaran balik pembiayaan tertakluk kepada terma & syarat.

 


interested, please Click below button "APPLY NOW".


BACK TO TOP Back to top