Muamalat Auto-Grad Scheme

Graduates, kick-start your career with the vehicle of your dreams! With up to 100% margin of financing, Auto-Grad enables you to own a vehicle without a hefty down payment, allowing vehicle ownership earlier in your career. Plan your commute sooner and chase your ambitions behind the wheel of your dream car with the comfort of affordable and convenient financing!

Subject Description
Package Graduate Vehicle Financing Scheme
Eligibility of Customer
  • Graduate Qualifications: Must possess minimum qualification of diploma
  • Monthly Gross Income: RM2,300
  • Age of Entry: 20 to 35 years old (must not exceed age 44 upon maturity and application is within 5 years from date of graduation)
  • Nationality: Open to Malaysians
Margin of Financing Up to 100%
Financing Tenure Up to 9 years
Profit Rate Fixed Rate
Advance Payment
  • 2 months advance payment – Non-government servant
  • 1 month advance payment – Government servant
  • Zero advance payment – Doctors, Nurses and Teachers
Mandatory Documents Required
  • Application Form.
  • Photocopy of MyKad and / or Customer’s ID (front and back).
  • Latest 3 month’s salary slip.
  • Letter of confirmation from the Employer.
  • *Vehicle Purchase Requisition Form.
  • Photocopy of diploma/degree/transcript/final examination result upon application
*Note: To be provided by BMMB representative during customer’s application
QualificationsMinimum diploma level from institutions recognized by Malaysia Qualification Agency (MQA) / Department of Higher Education, Ministry of Higher Education Malaysia.
Interested, please click below button “APPLY NOW”.

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