General Takaful provides you with the protection for losses arising from hazards such as accident, fire, flood, liability and burglary. For instance, protecting your house and belongings against fire or vehicles against accidental damage or theft. You will also be covered on your liabilities to others arising out of the law demand and it is compulsory in some cases like the motor third party Takaful.
When you participate in the General Takaful plan, you will be cover when something happens to the items that are covered. For instance, if you participate in General Takaful for your house and it was damaged in a storm, your Takaful protection will cover the cost of repairing your house but as long as you are up to date on your Takaful certificate.
Anyone who owns an asset should participate in General Takaful as to protect it against losses due to fire, theft etc. Each participant may also insure his / her dependents’ health and well-being through hospitalization and personal accident certificates. The participants should be the one who will bear the financial losses if it is happen.
Let us protect our hard-earned assets now before it is too late!
GENERAL TAKAFUL PLANS
M-Tiara House Holder
protects your home during uncertainties
Family Takaful provides you with a protection and long-term savings. It provides you and your beneficiary financial benefits in the event of a tragedy. In addition Family Takaful provides;
- Long-term personal savings: part of the contribution will be deposited in an account for the purpose of savings
- Potential investment returns: as the Takaful operator will invest your savings and investment contribution (Participant’s Account or PA) and the profit will be shared between you and the takaful operator according to a pre-agreed ratio
- Tax relief: you will be eligible for personal tax relief as in life insurance; the maximum amount of relief for an ordinary family takaful is RM6,000 per year less any contributions paid to retirement benefit schemes i.e. Employees Provident Fund; for medical and education plans, the tax relief is RM3,000 per year.
- Mutual Assistance: When you participate in family takaful, a certain amount of money goes to a takaful fund; You will undertake a contract (aqad) for part of your contribution to be in the form of participative contribution (tabarru’) and the other part for savings and investment. Your contribution (tabarru’) will be placed in a fund (Participants’ Special Account or PSA) that will be used should any of the participants face a misfortune arising from death or permanent disability
FAMILY TAKAFUL PLANS
| M-Tiara Hajj |
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| M-Tiara Linked |
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| M-Tiara Critical Care |
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| M-Tiara Education |
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| M-Tiara Invest Shield |
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| M-Tiara Term Takaful |
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M-Tiara Hajj
mulakan perjalanan kehidupan dengan permulaan langkah yang diredhai
*Brochure
