Bank Muamalat  
 
   
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Fees and Charges
Gratuity Financing for Civilian

Goods and Services Tax (GST) - Effective 1 April 2015

The information provided below is exclusive of GST.
Please be informed that with effect from 1 April 2015, the bank’s charges, fees and commissions will be subject to GST where applicable.


e-Payment

Click on the list below to see more e-Payment information:
Individual
Intrabank Funds Transfer (within BMMB)


Items

Channels

Retail Internet Banking

Mobile Banking

1) Fees and charges (RM per transaction)

NIL

NIL

2) Daily transaction limit (RM per day)

30,000.00 combined overall limit

3) Payment reference

  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

 

No

 

No

 

No

 

No

4) Operating hours

24 Hours

24 Hours

5) Crediting time

  1. Monday - Friday
  2. Non-Business days

 

Immediate
Immediate

 

Immediate
Immediate

Interbank GIRO (IBG)

Items

Channels

Internet Banking

Mobile Banking

1) Fees and charges (RM per transaction)

0.10

0.10

2) Daily transaction limit (RM per day)

30,000.00 combined overall limit

3) Payment reference

  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

 

Yes

 

Yes

 

Yes

 

Yes

4) Future-dated payments

Yes

Yes

5) Operating hours

6:00 AM-11:59 PM

6:00 AM-11:59 PM


Interbank GIRO (IBG) Crediting Time

Payment Initiated by Customers

 

Funds Received by Beneficiaries

 

Refund for Unsuccessful Transactions

Business Days
(Mon - Fri)

Before 5:00 am

Same business day

By 11:00 am

By 5.00 PM

5:00 am to 8:00 am

By 2:00 pm

By 8.20 PM

8:01 am to 11:00 am

By 5:00 pm

By 11.00 PM

11:01 am to 2:00 pm

By 8:20 pm

By 11.00 AM next business day

2:01 pm to 5:00 pm

By 11:00 pm

After 5.00pm

Next business day

By 11:00 am

By 5.00 PM

Non-Business Days
(Saturday, Sunday and
Federal Territory Public Holidays)

Next business day

By 11:00 am

By 5.00 PM

Instant Interbank Funds Transfer (IBFT)

Items

Channels

Internet Banking

Mobile Banking

1) Fees and charges (RM per transaction)

0.50 cent

0.50 cent

2) Daily transaction limit (RM per day)

30,000.00 combined overall limit

3) Payment reference

  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

 

Yes

 

Yes

 

Yes

 

Yes

4) Operating hours

24 Hours

24 Hours

5) Crediting time

  1. Monday - Friday
  2. Non-Business days

 

Immediate
Immediate

 

Immediate
Immediate

Remittance / Foreign Telegraphic Transfer (FTT)

Items

Channels

Internet Banking

Mobile Banking

1) Cable Charges(RM per transaction)

30.00

Not Offering

2) Services Charges(RM per transaction)

3.00

Not Offering

3) Daily Transaction Limit (RM per day)

5,000.00

Not Offering

4) Payment reference

  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

 

Yes

Yes

 

Not Offering

Not Offering

5) Payment reference
  1. Monday - Friday

  2. Non-Business days

 

09.00 am - 3.30 pm

NIL

 

Not Offering

Not Offering

Note: i-Muamalat for Sole Proprietor does not offer Remittance / FTT.

Other Related Fees/Charges for Online Banking (Internet and Mobile Banking)

Items

Channels
Internet Banking

Mobile Banking

  1. Maintenance / Subscription fee
  2. Security token
  3. Annual digital certificates
  4. Salary payment / payroll
  5. Email Notification
  6. SMS Notification
  7. Training

NIL
NIL
NIL
NIL
NIL
0.20
NIL

NIL
NIL
NIL
NIL
NIL
0.20
NIL



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