e-Payment

Goods and Services Tax (GST) – Effective 1 April 2015

The information provided below is exclusive of GST.

Please be informed that with effect from 1 April 2015, the bank’s charges, fees and commissions will be subject to GST where applicable.

ItemsChannels
Retail Internet BankingMobile Banking
1) Fees and charges (RM per transaction)NILNIL
2) Daily transaction limit (RM per day)30,000.00 combined overall limit
3) Payment reference
  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

No

No


No

No

4) Operating hours24 Hours24 Hours
5) Crediting time
  1. Monday-Friday
  2. Non-Business days

Immediate

Immediate


Immediate

Immediate

ItemsChannels
Internet BankingMobile Banking
1) Fees and charges (RM per transaction)0.100.10
2) Daily transaction limit (RM per day)30,000.00 combined overall limit
3) Payment reference
  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

Yes

Yes


Yes

Yes

4) Future-dated paymentsYesYes
5) Operating hours6:00 AM-11:59 PM6:00 AM-11:59 PM
Payment Initiated by CustomersFunds Received by BeneficiariesRefund for Unsuccessful Transactions
Business Days
(Mon - Fri)
Before 5:00 amSame business dayBy 11:00 amBy 5.00 PM
5:00 am to 8:00 amBy 2:00 pmBy 8.20 PM
8:01 am to 11:00 amBy 5:00 pmBy 11.00 PM
11:01 am to 2:00 pmBy 8:20 pmBy 11.00 AM next business day
2:01 pm to 5:00 pmBy 11:00 pm
After 5.00pmNext business dayBy 11:00 amBy 5.00 PM
Non-Business Days
(Saturday, Sunday and Federal Territory Public Holidays)
Next business dayBy 11:00 am
ItemsChannels
Internet BankingMobile Banking
1) Fees and charges (RM per transaction)0.50 cent0.50 cent
2) Daily transaction limit (RM per day)30,000.00 combined overall limit
3) Payment reference
  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

Yes

Yes


Yes

Yes

4) Operating hours24 Hours24 Hours
5) Crediting time
  1. Monday - Friday
  2. Non-Business days

Immediate

Immediate


Immediate

Immediate

ItemsChannels
Internet BankingMobile Banking
1) Cable Charges(RM per transaction)30.00Not Offering
2) Services Charges(RM per transaction)3.00Not Offering
3) Daily Transaction Limit (RM per day)5,000.00Not Offering
4) Payment reference
  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

Yes

Yes

Not Offering
5) Payment reference
  1. Monday-Friday
  2. Non-Business days

09.00 am - 3.30 pm

NIL


Not Offering

Not Offering

ItemsChannels
Internet BankingMobile Banking
  1. Maintenance / Subscription fee
  2. Security token
  3. Annual digital certificates
  4. Salary payment / payroll
  5. Email Notification
  6. SMS Notification
  7. Training

NIL

NIL

NIL

NIL

NIL

0.20

NIL

NIL

NIL

NIL

NIL

NIL

0.20

NIL

ItemsChannels
Internet BankingMobile Banking
1) Fees and Charges (RM per transaction)

Partnership and SME1
Other corporate


Nil
Nil


Not Offering
Not Offering

2) Daily transaction limit (RM per day)

Partnership and SME1
Other corporate


RM 1 billion
RM 1 billion


Not Offering
Not Offering

3) Payment reference
  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

No
No


Not Offering
Not Offering

4) Operating hours7:00 AM-11:00 PMNot Offering
5) Crediting time

Monday - Friday
Non-Business days


Immediate
Immediate


Not Offering
Not Offering

ItemsChannels
Internet BankingMobile Banking
1) Fees and charges (RM per transaction)

Partnership and SME1
Other corporate


0.10
0.10


Not Offering
Not Offering

2) Daily transaction limit (RM per day)

Partnership and SME1
Other corporate


RM 1 billion
RM 1 billion


Not Offering
Not Offering

3) Payment reference

Availibility of payers' names and payment references in beneficiaries' bank statement
Availibility of beneficiaries' names and payment reference in payers' bank statement


Yes
Yes


Not Offering
Not Offering

4) Future-dated paymentsYesNot Offering
5) Operating hours7:00 AM-11:00 PMNot Offering
Payment Initiated by CustomersFunds Received by BeneficiariesRefund for Unsuccessful Transactions
Business Days (Mon - Fri)Before 5:00 amSame business dayBy 11:00 amBy 5.00 PM
5:00 am to 8:00 amBy 2:00 pmBy 8.20 PM
8:01 am to 11:00 am By 5:00 pmBy 11.00 PM
11:01 am to 2:00 pmBy 8:20 pmBy 11.00 AM next business day
2:01 pm to 5:00 pmBy 11:00 pm
After 5.00pmNext business dayBy 11:00 amBy 5.00 PM
Non-Business Days
(Saturday, Sunday and Federal Territory Public Holidays)
Next business dayBy 11:00 amBy 5.00 PM
ItemsChannels
Internet BankingMobile Banking
1) Fees and charges (RM per transaction)
  1. Partnership and SME1
  2. Other corporate

2.00
4.00


Not Offering
Not Offering

2) Payment reference
  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

Yes
Yes


Not Offering
Not Offering

3) Operating hours7.00AM - 11.00PMNot Offering
4) Crediting time
  1. Monday - Friday
    • Approved before 3.30PM
    • Approved after 3.30PM
  2. Non-Business days (Saturday, Sunday and Federal Territory Public Holidays)

Same Day
Next Business Day

Next Business Day


Not Offering
Not Offering

Not Offering

ItemsChannels
Internet BankingMobile Banking
1) Cable Charges(RM per transaction)30.00Not Offering
2) Services Charges(RM per transaction)5.00Not Offering
3) Daily Transaction Limit (RM per day)RM 1 billionNot Offering
4) Payment reference
  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

Yes
Yes


Not Offering
Not Offering

5) Payment reference
  1. Monday - Friday
  2. Non-Business days

09.00 am - 3.30 pm
NIL


Not Offering
Not Offering

ItemsPartnership and SME1Other corporates
1) Monthly Subscription FeeNILRM 20.00 (Full Mode)
NILRM 40.00 (Inquiry Mode)
2) Digital Certificates

NIL (First Application)
RM100.00 (Renewal-After 2 Years)
RM 160.00 (Replacement)

NIL (First Application)
RM100.00 (Renewal-After 2 Years)
RM 160.00 (Replacement)

3) Notification / SMSNILRM 0.20 per transaction
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