Bank Muamalat Malaysia Berhad » e-Payment

e-Payment

Goods and Services Tax (GST) – Effective 1 April 2015

The information provided below is exclusive of GST.

Please be informed that with effect from 1 April 2015, the bank’s charges, fees and commissions will be subject to GST where applicable.

ItemsChannels
Retail Internet BankingMobile Banking
1) Fees and charges (RM per transaction)NILNIL
2) Daily transaction limit (RM per day)50,000.00 combined overall limit
3) Payment reference
  1. Availability of payers' names and payment references in beneficiaries' bank statement
  2. Availability of beneficiaries' names and payment reference in payers' bank statement

No

No


No

No

4) Future-dated payments

Yes

No

5) Operating hours24 Hours24 Hours
6) Crediting time
  1. Monday-Friday
  2. Non-Business days

Immediate

Immediate


Immediate

Immediate

ItemsChannels
Internet BankingMobile Banking
1) Fees and charges (RM per transaction)0.100.10
2) Daily transaction limit (RM per day)50,000.00 combined overall limit
3) Payment reference
  1. Availability of payers' names and payment references in beneficiaries' bank statement
  2. Availability of beneficiaries' names and payment reference in payers' bank statement

Yes

Yes


Yes

Yes

4) Future-dated paymentsYesNo
5) Future-dated payments crediting time
Payment Day Funds Received by Beneficiaries
Business Day Same business day by 2:00 pm
Non-Business Day Next  business day by 11:00 am
N/A
6) Operating hours24 Hours24 Hours
Payment Initiated by CustomersFunds Received by BeneficiariesRefund for Unsuccessful Transactions
Business Days
(Mon - Fri)
Before 5:00 amSame business dayBy 11:00 amBy 5.00 PM
Business Days
(Mon - Fri)
5:00 am to 8:00 amSame business dayBy 2:00 pmBy 8.20 PM
Business Days
(Mon - Fri)
8:01 am to 11:00 amSame business dayBy 5:00 pmBy 11.00 PM
Business Days
(Mon - Fri)
11:01 am to 2:00 pmSame business dayBy 8:20 pmBy 5.00 PM next business day
Business Days
(Mon - Fri)
2:01 pm to 5:00 pmSame business dayBy 11:00 pmBy 5.00 PM next business day
Business Days
(Mon - Fri)
After 5.00pmNext business dayBy 11:00 amBy 5.00 PM
Non-Business Days
(Saturday, Sunday and Federal Territory Public Holidays)
Next business dayBy 11:00 amBy 5.00 PM
ItemsChannels
Internet BankingMobile Banking
1) Cable Charges(RM per transaction)30.00Not Offering
2) Services Charges(RM per transaction)3.00Not Offering
3) Daily Transaction Limit (RM per day)5,000.00Not Offering
4) Payment reference
  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

Yes

Yes

Not Offering
5) Payment reference
  1. Monday-Friday
  2. Non-Business days

09.00 am - 3.30 pm

NIL


Not Offering

Not Offering

ItemsChannels
Internet BankingMobile Banking
i. Maintenance / Subscription fee

NIL

NIL

ii. Security tokenNILNIL
iii. Annual digital certificatesNILNIL
iv. Salary payment / payrollNILNIL
v. Email NotificationNILNIL
vi. SMS Notification0.200.20
vii. TrainingNILNIL
ItemsChannels
Internet BankingMobile Banking
1) Fees and charges (RM per transaction)WaivedWaived
2) Daily transaction limit (RM per day)50,000.00 combined overall limit
3) Payment reference
i) Availability of payers' names and payment reference in beneficiaries' bank statementYesYes
ii) Availability of beneficiaries' names and payment reference in payers' bank statementYesYes
4) Future-dated paymentsYesNo
5) Operating hours24 Hours24 Hours
ItemsChannels
Internet BankingMobile Banking
1) Fees and Charges (RM per transaction)

Partnership and SME1
Other corporate


Nil
Nil


Not Offering
Not Offering

2) Daily transaction limit (RM per day)

Partnership and SME1
Other corporate


RM 1 billion
RM 1 billion


Not Offering
Not Offering

3) Payment reference
  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

No
No


Not Offering
Not Offering

4) Operating hours7:00 AM-11:00 PMNot Offering
5) Crediting time

Monday - Friday
Non-Business days


Immediate
Immediate


Not Offering
Not Offering

ItemsChannels
Internet BankingMobile Banking
1) Fees and charges (RM per transaction)

Partnership and SME1
Other corporate


0.10
0.10


Not Offering
Not Offering

2) Daily transaction limit (RM per day)

Partnership and SME1
Other corporate


RM 1 billion
RM 1 billion


Not Offering
Not Offering

3) Payment reference

Availibility of payers' names and payment references in beneficiaries' bank statement
Availibility of beneficiaries' names and payment reference in payers' bank statement


Yes
Yes


Not Offering
Not Offering

4) Future-dated paymentsYesNot Offering
5) Future-dated payments crediting time
Payment Day Funds Received by Beneficiaries
Business Day Same business day by 2:00 pm
Non-Business Day Next  business day by 11:00 am
N/A
6) Operating hours7:00 AM-11:00 PMNot Offering
Payment Initiated by CustomersFunds Received by BeneficiariesRefund for Unsuccessful Transactions
Business Days (Mon - Fri)Before 5:00 amSame business dayBy 11:00 amBy 5.00 PM
5:00 am to 8:00 amBy 2:00 pmBy 8.20 PM
8:01 am to 11:00 am By 5:00 pmBy 11.00 PM
11:01 am to 2:00 pmBy 8:20 pmBy 11.00 AM next business day
2:01 pm to 5:00 pmBy 11:00 pm
After 5.00pmNext business dayBy 11:00 amBy 5.00 PM
Non-Business Days
(Saturday, Sunday and Federal Territory Public Holidays)
Next business dayBy 11:00 amBy 5.00 PM
ItemsChannels
Internet BankingMobile Banking
1) Fees and charges (RM per transaction)
  1. Partnership and SME1
  2. Other corporate

2.00
4.00


Not Offering
Not Offering

2) Payment reference
  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

Yes
Yes


Not Offering
Not Offering

3) Operating hours7.00AM - 11.00PMNot Offering
4) Crediting time
  1. Monday - Friday
    • Approved before 3.30PM
    • Approved after 3.30PM
  2. Non-Business days (Saturday, Sunday and Federal Territory Public Holidays)

Same Day
Next Business Day

Next Business Day


Not Offering
Not Offering

Not Offering

ItemsChannels
Internet BankingMobile Banking
1) Cable Charges(RM per transaction)30.00Not Offering
2) Services Charges(RM per transaction)5.00Not Offering
3) Daily Transaction Limit (RM per day)RM 1 billionNot Offering
4) Payment reference
  1. Availibility of payers' names and payment references in beneficiaries' bank statement
  2. Availibility of beneficiaries' names and payment reference in payers' bank statement

Yes
Yes


Not Offering
Not Offering

5) Payment reference
  1. Monday - Friday
  2. Non-Business days

09.00 am - 3.30 pm
NIL


Not Offering
Not Offering

ItemsPartnership and SME1Other corporates
1) Monthly Subscription FeeNILRM 20.00 (Full Mode)
NILRM 40.00 (Inquiry Mode)
2) Digital Certificates

NIL (First Application)
RM100.00 (Renewal-After 2 Years)
RM 160.00 (Replacement)

NIL (First Application)
RM100.00 (Renewal-After 2 Years)
RM 160.00 (Replacement)

3) Notification / SMSNILRM 0.20 per transaction
You Might Also Be Interested In
Fees & Charges
Remittance

Discover more

Fees & Charges
Deposit

Discover more

Fees & Charges
Financing

Discover more

Fees & Charges
Trade Finance

Discover more

Fees & Charges
e-Payment

Discover more

Fees & Charges
Others

Discover more

Fees & Charges
Gold

Discover more

Locate Our Branches

Find a Bank Muamalat branch
nearby you

Locate Our Branch