Financing

The bank charges, fees and commissions for services provided by Bank Muamalat Malaysia Berhad

TransactionType Of ChargesCustomer
(RM)
1Processing Fee upon acceptance (Mortgage only)
Note:
  • Processing fee on housing depends on Package
  • Compensation or Ta’widh on overdue installments is 1% per annum from instalment amount due
  • Service ChargesWaived
    2Mortgage Account StatementService Charges10.00 per extraction
    3SMART Mortgage Flexi only
    a) Flexi Set-Up FeeSet-up Fee200.00 (One-off)
    b) Flexi Redrawal FeeRedrawal Fee30.00 per transaction
    c) Flexi Account Maintenance FeeMaintenance Fee10.00 per month
    4Mortgage Reducing Term Takaful (MRTT)
    Note: Takaful Contribution paid to Takaful operator.
    Takaful FeeBased on product package offered, if any
    5House Owner Takaful/ Long Term House Owner Takaful (LTHT)
    Note: Takaful Contribution paid to Takaful operator.
    Takaful Fee Based on product package offered, if any
    6Legal Fees
    Note: Fees paid to Solicitors.
    Legal FeeBased on product package offered, if any
    7Valuation Fee / Other fees and any charges as stated in the Letter of Offer<
    Note: Fees paid to Valuer/ Other service providers (if any).
    Valuation FeeBased on product package offered, if any
    8Stamp duties
    Note: Stamp Duties Payable as per the Stamp Act 1949 (Revised 1989) subject to any stamp duty exemption or remission orders.
    DutyStamp Duties Payable as per the Stamp Act 1949 (Revised 1989)
    Transaction Type Of ChargesAmount
    (RM)
    1Compensation Late Payment (CLP)Late Payment Charges1% per annum of actual instalment in arrears on daily basis
    2Wasiat (depending on Wasiat operator)Wasiat Fee350.00 - 1,400.00
    3TakafulTakaful ContributionContribution paid to Takaful Operator
    4Renewal of road tax by BMMBService Charge10.00 per renewal
    TransactionType Of ChargesAmount
    (RM)
    1WasiatWasiat Fee200.00
    2TakafulTakaful ContributionNet commission from contribution paid to Takaful Operator
    3Wakalah FeeService Charge50.00
    TransactionType Of ChargesAmount (RM)
    1ASB Certificate FeeService charges50.00
    2Letter of OfferStamp Duty10.00
    TransactionType of ChargesRM
    1Compensation or Ta’widh
    (All Financing products)
    Late Payment Charges1% per annum on overdue instalment amount
    TransactionType Of ChargesAmount
    (RM)
    1Letter of reference
    The Bank’s opinion on financial capability of customer to support child education
    Service charges25.00
    2EPF Confirmation Letter with/without documentService charges20.00
    3Redemption letter for Non-Aitab / Mortgage FinancingService charges50.00
    4Photocopy AND/OR certification of documents
    (Title, Fee, Sale & Purchase Agreement, Financing Agreement, Deed of Assignment, Financing Agreement & Assignment, Letter of Offer & Others)
    Service charges
    (per dicument)
    10.00
    5New approval of a new/additional buyer/supplier*
    Note: * applicable for Commercial/ Corporate accounts only
    Service charges
    (per approval)
    Minimum 50.00
    6EPF Withdrawal via e-PengeluaranService Charges20.00
    7Any Request i.e waiver, consent, reduce pricing etc.
    Note: Not applicable for SME Customer as defined by BNM.
    Service ChargesMinimum 500.00
    8Subsequent each drawdown of facility i.e. MTF-i for Cooperative etc.
    Note: * applicable for Commercial/ Corporate accounts only
    Service ChargesMinimum 50.00
    9Brokerage Fee (applicable to Tawarruq facility)
    Note: * applicable for Commercial/ Corporate accounts only
    Service Charges15.00 (9.00 for broker, 6.00 for bank)
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