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ANNUAL REPORT 2024                                            1   2  3   4  5  6   7  Our Numbers  8  237













                        Total  financing  RM’000   639,324  12,004,205  482,076  2,253,200  8,409,232  4,318,745  51,468  1,281,396  137,887  2,354,330  105,248  551,566   32,588,677  10,868  32,599,545    (119,844)  (37,239)  (98,189)  32,344,273



                      to  Purchase  Orderer    RM’000       -    -     -    1,497,154    -     -    -    -     898    -    -    -    1,498,052   -    1,498,052    (3,479)   (463)    (530)    1,493,580
                      Murabahah  the


                          Qard    RM’000      -     -    -    -    -    39,722   -   -     90    -    -    -    39,812     -    39,812     -    -    -     39,812


                           Istisna’    RM’000    -   86,758   -    -    -    -     -     -     -    -    -    -     86,758    -   86,758    (387)    (36)   -    86,335




                          Murabahah   RM’000    -    -     -    -     -   -   33,721   1,048,183    -   -   -   -   1,081,904    -    1,081,904     (1,049)    (104)   (2,556)    1,078,195


                          Al-Dayn                   233,213    250,960    250,960   245,992
                        Bai’  RM’000      -    -    -    -     -   -    17,747     -    -     -     -     -   (230)   -    (4,738)


                          Tawarruq    RM’000     638,497   10,921,314    482,076    -   8,383,684   4,203,305    -    -    123,844   2,354,330   105,248   551,566   27,763,864    10,868   27,774,732    (112,861)    (36,233)    (88,270)   27,537,368   Included in total net financing are financing at fair value through profit or loss amounting RM332,896,000 (2023: RM350,490,000) which mainly consists of the BNM established financing facility to



                           Inah    RM’000    827     -     -     -     -    -     -    -    -    -     -    -    827    -    827    (18)    -    (160)   649




                      Ijarah  Thumma  Al-Bai   RM’000    -    -   -   728,158    -   -    -    -     -     -     -    -    728,158   -    728,158   (849)   (38)   (219)   727,052  With the discontinuation of the fair value hedge, the unamortised fair value are amortised to profit or loss over the remaining maturity of the hedged item.



                      Bai’  Bithaman  Ajil       RM’000        -       996,133       -       27,888       25,548      75,718       -       -      13,055       -       -      -      1,138,342       -       1,138,342       (971)       (365)       (1,716)       1,135,290     provide relief and support recovery for SM Es in the services sector affected by the containment measures since June 2020.

              FINANCING OF CUSTOMERS (CONT’D.) By type and Shariah contracts (cont’d.)  Cash line   Term financing:  Home financing    Syndicated financing    Hire purchase receivables    Personal financing    Other term financing   Trust receipts    Claims on customers  under acceptance credit    Staff financing    Revolving financing   Credit card   Ar-Rahnu    Total gross financing   Fair value changes arising from fair value hedge 1     Less : Allowance for impaired financing  At amortis





















              7.    (i)      Bank   2024                                              1     2
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