Page 250 - Bank Muamalat_AR24

248 BANK MUAMALAT MALAYSIA BERHAD

NOTES TO THE FINANCIAL STATEMENTS
31 DECEMBER 2024 (29 JAMADIL AKHIR 1446H)

8. IMPAIRED FINANCING (CONT’D.)

(ii) Impaired financing by geographical area
Group and Bank
2024 2023
RM’000 RM’000

Domestic 341,179 266,229

(iii) Impaired financing by sector

Group and Bank
2024 2023
RM’000 RM’000

Agriculture 76 295
Manufacturing 14,353 6,519
Construction 6,466 5,837
Household 234,347 199,191
Real estate 9,887 11,168
Electricity, gas and water 240 491
Wholesale and retail and restaurant 47,757 27,359
Transport, storage and communication 10,712 6,855
Finance, takaful and business services 13,422 7,991
Community, social and personal service 3,919 523
341,179 266,229

(iv) Impaired financing by economic purpose
Group and Bank
2024 2023
RM’000 RM’000

Purchase of securities 3 75
Purchase of transport vehicles 6,143 1,969
Purchase of landed properties of which:
- Residential 132,837 98,630
- Non-residential 12,593 16,775
Personal use 95,109 88,204
Working capital 93,030 56,044
Other purposes 1,464 4,532

341,179 266,229