Page 379 - Bank Muamalat_AR24

ANNUAL REPORT 2024 1 2 3 4 5 6 7 Our Numbers 8 377

4.0 CREDIT RISK (GENERAL DISCLOSURE) (CONT’D)

Credit Risk Exposures of Financial Assets by Maturity Distribution (cont’d)
Table 10: Credit risk exposures of financial assets by remaining contractual maturity (cont’d)

Up to 6 > 6 - 12 > 1 - 5 Over 5
Bank months months years years Total
31 December 2024 RM’000 RM’000 RM’000 RM’000 RM’000

On-Balance Sheet Exposures
Cash and short-term funds 2,116,600 - - - 2,116,600
Deposits and placements with
licensed financial institutions 502,166 - - - 502,166
Financial investments at FVTPL - 12,209 - - 12,209
Financial investments at FVOCI 388,118 582,061 6,599,792 - 7,569,971
Islamic derivative financial assets 9,464 5,032 - - 14,496
Financing of customers 1,633,105 2,782,243 27,928,925 - 32,344,273
Statutory deposits with
Bank Negara Malaysia - - - 680,000 680,000
Other financial assets * - 26,167 - - 26,167

Total On-Balance Sheet Exposures 4,649,453 3,407,712 34,528,717 680,000 43,265,882

Up to 6 > 6 - 12 > 1 - 5 Over 5
Bank months months years years Total
31 December 2023 RM’000 RM’000 RM’000 RM’000 RM’000

On-Balance Sheet Exposures
Cash and short-term funds 3,039,191 - - - 3,039,191
Financial investments at FVTPL - 5,112 25,984 - 31,096
Financial investments at FVOCI 508,080 925,973 4,116,255 955,158 6,505,466
Financial investments at amortised cost - - - 116,871 116,871
Islamic derivative financial assets 12,787 32 - - 12,819
Financing of customers 3,993,980 2,476,305 10,194,203 11,678,904 28,343,392
Statutory deposits with
Bank Negara Malaysia - - - 583,809 583,809
Other financial assets * 80,749 34,005 - - 114,754

Total On-Balance Sheet Exposures 7,634,787 3,441,427 14,336,442 13,334,742 38,747,398

* These balances exclude balances which are not within the scope of MFRS 9, Financial Instruments.