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ANNUAL REPORT 2024                                      1  2  3  4 Our Business Performance  5  6  7  8  53











                                                  Overall Retail Banking Performance
            Total Financing          421.05                        366.92         146.9                        551.57
            Balance                  381.34                        58.62         175.71                        105.19
            Outstanding            1,534.06                        8,148.50    2,230.01                        8,382.99
            RM23.95                9,431.40                                   12,331.70

            billion                                  FY2023                                     FY2024
            (17.71% YoY)                           RM20,341.84                                 RM23,950.29
                                                     million                                     million





            Total New                 20.83                        556.06         13.58                        902.80
            Disbursement             832.98                        3,231.11      978.52                        2,372.11
            Financing              2,342.76
            RM7.25

                                                                                                FY2024
                                                     FY2023
            billion                                RM6,983.74                                  RM7,251.40
            (3.83% YoY)                              million                                     million
                                                                               2,984.39




            Total Financing            4.68                        36.46          5.99                         47.21
            Income by Product         16.15                        5.81           8.33                         13.80
                                      65.02
                                                                                  99.23
            RM1.24                   406.98                        489.78        499.20                        547.76
            billion

            (20.88% YoY)                             FY2023                                     FY2024
                                                   RM1,024.87                                  RM1,238.85
                                                     million                                     million






            Total NPF -              0.13%                         0.02%
            Impaired Position        1.18%                         1.40%
            by Product               0.85%                         2.37%
            0.98%                   69.04%                                                                    0.98%

            YoY
                                                     FY2023                                     FY2024
                                                     0.98%                       0.13%           0.98%

                                                                                 0.64%                         1.18%
                                                                                 0.93%                         0.13%

            n Personal Financing  n House Financing  n Auto Financing  n ASB  n Other  n Ar Rahnu Financing  n Credit Card
   50   51   52   53   54   55   56   57   58   59   60