Safeguarding Futures, Empowering Lives
The cover for the Annual Report 2024 exemplifies purpose and progress, captured by the theme Safeguarding Futures. Empowering Lives. This speaks directly to the Bank’s dual mission: to protect its stakeholders’ financial well-being (Safeguarding Futures) and to enable their dreams and ambitions (Empowering Lives).
The imagery of a modern cityscape at dawn reflects the Bank’s strategic position as a dynamic and forward-thinking financial institution in a new digital era. The reflection of the city on the water below symbolises the Bank’s commitment to creating lasting, positive ripples that extend from its operations into the broader community. The vibrant, warm hues of orange and gold in the skyline evoke a sense of optimism and opportunity, while the deeper tones anchor stability and trust.
PERFORMANCE
HIGHLIGHTS FOR 2024
Chairman’s Statement:
Safeguarding Futures,
Empowering Lives
TAN SRI TAJUDDIN ATAN, FCB
Chairman
In 2024, Bank Muamalat celebrated its 25-year journey, reminding us that our enduring strength and resilience have always been rooted in a single, unwavering purpose: to uplift every Malaysian and shape better lives. As Chairman of Bank Muamalat, it is my privilege to reflect on this year and to share the Board’s aspirations for the journey ahead.
PRESIDENT & CHIEF EXECUTIVE
OFFICER’S
STATEMENT
KHAIRUL KAMARUDIN
President & Chief Executive Officer
DEAR STAKEHOLDERS,
It is both a privilege and a responsibility to present Bank Muamalat’s performance for the financial year ended 31 December 2024. This year, marking our 25th anniversary, underscored our enduring resilience and our commitment to serving all Malaysians, aptly captured by the guiding theme of “Safeguarding Futures, Empowering Lives”.
Our vision remains to be the preferred Islamic financial services provider. This ambition extends beyond financial metrics; it is about offering comprehensive, Shariah-compliant services, and striving to be a leading Islamic bank that creates meaningful and measurable value–financially, socially, and spiritually–for all our stakeholders.
SUSTAINABILITY STATEMENT
This Sustainability Statement presents a comprehensive overview of Bank Muamalat’s sustainability strategy, guiding principles, key initiatives, and performance for the financial year 2024. It serves to update stakeholders on our sustainability efforts across all core business units and operations.
