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ANNUAL REPORT 2024                                              1   2  3  4   5  6 Governance  7  8  153















                                        MOHAMMAD
                                        ZALMAN BIN JALIL

                                        Acting Director,
                                        Retail Banking Division










                                         Date joined
                                         3 September 2019

              Appointment to Current Position
              2 May 2024
              Key Responsibilities
              •  Responsible for planning, monitoring, coordinating, and
                managing business portfolios under Retail Banking.
              •  Oversees the development and expansion of retail financing
                assets, retail deposit and fee-based business by focusing on
                good-rating customer segments.
              •  Formulates and implements strategic plans, new product
                development, business initiatives, strategic collaboration, talent
                development, and performance management.
              •  Embeds risk and compliance culture within the division.
              Qualifications
              •  Universiti Teknologi MARA (UiTM)
                Master of Business Administration
              •  Universiti Putra Malaysia
                Bachelor of Science (Consumer Science)
              Experience
              •  Over 20 years of experience in Retail Banking and Sales
                Management
              •  Acting Director, Retail Banking Division, BMMB Malaysia Berhad
                (May 2024 – Present)
              •  Head, Sales and Distribution Channel, BMMB Malaysia Berhad
                (Dec 2023 – Apr 2024)
              •  Head, Sales Management, BMMB Malaysia Berhad
                (Apr 2019 – Nov 2023)
              •  Senior Manager, Sales Deposit and Cash Management,
                Bank Islam Malaysia Berhad (2015 – Aug 2019)
              •  Manager/Deputy Manager, Branch Sales Management Consumer
                Banking Division, Bank Islam Malaysia Berhad (2012 – Dec 2014)
              •  Deputy/Assistant Manager, Personal Financing Department,
                Bank Islam Malaysia Berhad (2008 – Oct 2012)
              •  Credit Officer for Consumer Financing, Bank Islam Malaysia
                Berhad (2004 – 2007)
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