Page 409 - Bank Muamalat_AR24

ANNUAL REPORT 2024 1 2 3 4 5 6 7 Our Numbers 8 407

8.3 DISCLOSURE FOR RATE OF RETURN RISK IN BANKING BOOK (“RORBB”) (CONT’D)

Rate of Return Risk (“RoR”) Management (cont’d)
Table 23: Sensitivity analysis of rate of return risk

The increase or decline in earnings and economic value for upwards and downward rate shocks which are consistent with
shocks applied in the stress test for measuring:
Group Bank
-50 Basis +50 Basis -50 Basis +50 Basis
Increase/(decrease) in basis points Points Points Points Points
RM’000 RM’000 RM’000 RM’000

Impact on Earnings:
31 December 2024
MYR (35,940) 35,940 (35,890) 35,890
USD 2,304 (2,304) 2,304 (2,304)
EUR 222 (222) 222 (222)
31 December 2023
MYR (34,610) 34,610 (34,545) 34,545
USD 1,828 (1,828) 1,828 (1,828)
EUR (1) 1 (1) 1

Impact on Equity:
31 December 2024

MYR 92,673 (92,673) 92,670 (92,670)
USD (189) 189 (189) 189
EUR (12) 12 (12) 12

31 December 2023
MYR 70,741 (70,741) 70,737 (70,737)
USD (152) 152 (152) 152
EUR 0 (0) 0 (0)