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284   BANK MUAMALAT MALAYSIA BERHAD


          NOTES TO THE FINANCIAL STATEMENTS
          31 DECEMBER 2024 (29 JAMADIL AKHIR 1446H)






          38.  OTHER OVERHEADS AND EXPENDITURES (CONT’D.)

                                                                        Group                        Bank
                                                                   2024          2023          2024          2023
                                                                RM’000        RM’000         RM’000        RM’000


              Establishment
              Rental                                                463           403           463           403
              Depreciation of right-of-use assets (Note 15)      11,519        11,152        11,519         11,152
              Depreciation of property, plant and equipment
                (Note 14)                                        10,167        10,664        10,152         10,646
              Amortisation of intangible assets (Note 13)        35,629        33,563        35,550         33,483
              Information technology expenses                    82,295        58,990        82,098         58,802
              Repair and maintenance                              6,145         4,318         6,142          4,314
              Hire of equipment                                   6,924         5,339          6,504         4,976
              Takaful                                            11,694          7,301        11,694         7,301
              Utilities expenses                                  5,515         5,643         5,482          5,610
              Security expenses                                  10,451          8,543       10,451          8,543
              Others                                              6,351         4,944         6,350          4,944
                                                                187,153       150,860       186,405        150,174


              General  expenses
              Auditors’ fees
                - statutory audit
                  - KPMG PLT                                        965           640           945           620
                - regulatory related services
                  - KPMG PLT                                         20            20             -              -
                - others
                  - Local affiliates of KPMG PLT                     46            45            33            33
              Professional fees                                   4,666         2,848         4,510          2,660
              Legal expenses                                        496           452           496           452
              Telephone                                           1,413          1,324        1,412          1,323
              Stationery and printing                             1,980         1,825         1,972          1,823
              Postage and courier                                 3,679         3,226         3,679          3,226
              Travelling                                          2,113          1,907        2,113          1,907
              Property, plant and equipment written off (Note 14)     4             6             4             6
              Intangible assets written off (Note 13)                 4            64             4            64
              Others                                             22,586        15,781        25,574         18,321
                                                                 37,972        28,138        40,742         30,435
                                                                241,963       187,853       243,979        189,462
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