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88    BANK MUAMALAT MALAYSIA BERHAD


          SUSTAINABILITY MATTERS









                ENVIRONMENT
                Material Matter                     Our Commitment                     Relevant Goal and Standard
                                     •  Managing and reducing greenhouse gas emissions   Goal:
           M3 Carbon Management
                                       to support the Bank’s climate commitments and
                                       improve operational efficiency

                                     •  Ensuring efficient use and conservation of water
           M4 Water Management                                                     Standard:
                                       resources within Bank operations to minimise risk
                                       and support sustainability goals            •  GRI 306:
                                                                                     Waste
                                     •  Implementing effective waste reduction, recycling,   •  GRI-302:
           M5 Waste Management
                                       and disposal practices to lessen environmental   Energy 2016
                                       impact within the Bank                      •  GRI-303:
                                                                                     Water and Effluents 2018
                                                                                   •  GHG Protocol

                SOCIAL

                Material Matter                     Our Commitment                     Relevant Goal and Standard
                                     •  Enhance hiring, recruitment, and retention   Goal:
           M6 Employment
                                       processes to attract and retain top talent
                                     •  Develop and implement programmes to support
                                       employee well-being, including physical and mental
                                       health, work-life balance, and career development   Standard:
                                       opportunities                               •  GRI-103:
                                                                                     Management Approach 2016
              Diversity and          •  Ensure equal treatment and fair evaluation of
           M7                                                                      •  GRI-401:
              Equal Opportunity        employees based on individual merit
                                     •  Prevent all forms of discrimination and harassment   Employment 2016
                                       in the workplace                            •  GRI-403:
                                                                                     Occupational Health and Safety
                                     •  Develop and equip employees with necessary   2018
           M8 Training and Education
                                       knowledge and skills through training and   •  GRI-404:
                                       education programmes                          Training and Education 2016
                                     •  Empower communities through sustainable    •  GRI 416:
           M9 Community Development                                                  Customer Health and Safety
                                       development programmes that create positive
                                       impacts                                     •  GRI 418:
                                     •  Collaborate with communities to identify their   Customer Privacy
                                       needs and design programmes accordingly     •  FS7:
                                     •  Foster economic growth and social well- being   Monetary Value of Products and
                                       through community development initiatives     Services Designed to Deliver a
           M10 Financial Inclusion                                                   Specific Social Benefit for Each
                                     •  Develop affordable and accessible products and   Business Line Broken Down by
                                       services to promote financial inclusion in the nation  Purpose
           M11 Customer Experience                                                 •  FS13:
                                     •  Providing responsive, fair, and high-quality
                                       customer service is essential to maintaining trust   Access Points in Low- Populated or
                                       and satisfaction                              Economically Disadvantaged Areas
                                                                                     by Type
                                                                                   •  FS14:
                                                                                     Initiatives to Improve Access
                                                                                     to Financial Services for
                                                                                     Disadvantaged People
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