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ANNUAL REPORT 2024                                            1   2  3   4  5  6   7  Our Numbers  8  277












            33.  ALLOWANCE FOR IMPAIRMENT LOSSES ON OTHER FINANCIAL ASSETS, NET

                                                                                                   Group and Bank
                                                                                                  2024          2023
                                                                                               RM’000         RM’000


                 Allowance for impairment losses on other financial assets
                   Cash and short-term funds (Note 4(a)(i))
                     - Allowance made                                                            1,060           276
                    - Amount written-back                                                         (763)          (171)
                   Other financial assets                                                          635             -
                                                                                                   932           105



            34.  INCOME ATTRIBUTABLE TO DEPOSITORS
                                                                           Group                        Bank
                                                                     2024           2023          2024          2023
                                                                   RM’000        RM’000        RM’000         RM’000

                 Deposits from customers
                 - Mudarabah funds                                     46             96            46            96
                 - Non-Mudarabah funds                           1,068,877       819,758     1,069,206        820,115
                 Deposits and placements of banks and other
                   financial institutions
                 - Non-Mudarabah funds                              25,361        11,953        25,361         11,953
                                                                 1,094,284       831,807     1,094,613        832,164



            35.  PERSONNEL EXPENSES
                                                                           Group                        Bank
                                                                     2024           2023          2024          2023
                                                                   RM’000        RM’000        RM’000         RM’000

                 Salary and wages                                  219,350       198,452       217,974        196,862
                 Contribution to Employees’ Provident Fund          42,284        38,132        42,070         37,866
                 Social security contributions                       2,695         2,477         2,695          2,477
                 Allowances and bonuses                             43,386        32,243        43,276         32,057
                 Chief Executive Officers, Directors and
                   Shariah Committee members’ remuneration
                   (Note 36)                                         7,264         6,633         6,839          6,125
                 Others                                             39,213        29,020        39,145         28,904
                                                                   354,192       306,957       351,999        304,291
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