Page 275 - Bank Muamalat_AR24

ANNUAL REPORT 2024 1 2 3 4 5 6 7 Our Numbers 8 273

28. INCOME DERIVED FROM INVESTMENT OF DEPOSITORS’ FUNDS AND OTHERS

Group and Bank
2024 2023
RM’000 RM’000

Income derived from investment of:
(i) Fixed term accounts 634,833 444,571
(ii) Other deposits 1,454,897 1,289,304
2,089,730 1,733,875

(i) Income derived from investment of fixed-term accounts
Group and Bank
2024 2023
RM’000 RM’000

Finance income and hibah:
Income from financing 515,403 359,112
Financial investments at FVTPL 542 2,164
Financial investments at FVOCI 81,012 53,648
Financial investments at amortised cost 1,691 1,419
Money at call and deposit with financial institutions 15,566 8,947
614,214 425,290
Amortisation of premium, net (9,316) (10,088)
Total finance income and hibah 604,898 415,202

of which:
Income from impaired financing 4,735 3,662

Other operating income
Net gain from sale of:
- financial investments at FVTPL 6 20
- debt instruments at FVOCI 4,330 5,186
Unrealised (loss)/gain on revaluation of financial investments at FVTPL (4,785) 780

(449) 5,986

Fees and commission
Guarantee fees 647 561
Processing fees 1,436 1,708
Service charges and fees 5,023 5,614
Commission 23,278 15,500

30,384 23,383
Total 634,833 444,571