Page 357 - Bank Muamalat_AR24

ANNUAL REPORT 2024 1 2 3 4 5 6 7 Our Numbers 8 355

BASEL II
PILLAR 3 DISCLOSURE

CONTENT

Table No. Content Page
Table 1 Capital adequacy ratios 359

Table 2 Capital structure 360
Table 3 Minimum capital requirement and risk-weighted assets 361

Table 4 Minimum capital requirement and risk-weighted assets by exposures 362
Table 5 Risk governance structure 366

Table 6 Risk Committees & functions 367
Table 7 Risk management model 368

Table 8 Credit risk exposures and credit risk concentration by sector analysis 370
Table 9 Credit risk exposures and credit risk concentration by geographical analysis 374

Table 10 Credit risk exposures of financial assets by remaining contractual maturity 376
Table 11 Credit quality of financing of customers 379

Table 12 Past due but not impaired 383
Table 13 Impaired financing by economic purpose 385
Table 14 Impaired financing by geographical distribution 387

Table 15 Rating distribution on credit exposures 389

Table 16 Credit risk disclosure by risk weights 394
Table 17 Credit risk mitigation on credit exposures 396
Table 18 Commitments and contingencies 400

Table 19 Islamic derivative financial assets/(liabilities) 401
Table 20 Minimum regulatory requirement for market risk 404

Table 21 Equity exposures 405
Table 22 Rate of return risks 406

Table 23 Sensitivity analysis of rate of return risk 407
Table 24 Liquidity risk indicators 408

Table 25 Maturity analysis of assets and liabilities based on remaining contractual maturity 410
Table 26 Operational Risk Management minimum capital requirement 415

Table 27 Shariah governance structure 416