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350   BANK MUAMALAT MALAYSIA BERHAD


          NOTES TO THE FINANCIAL STATEMENTS
          31 DECEMBER 2024 (29 JAMADIL AKHIR 1446H)






          52.  SEGMENT INFORMATION (CONT’D.)

              (a)   Business segments (cont’d.)
                                                 Business      Consumer       Treasury
                                                  banking       banking       banking        Others          Total
                   Group                          RM’000        RM’000        RM’000         RM’000        RM’000

                   2023
                   Revenue                        387,893      1,114,898      271,235         10,628     1,784,654

                   Total income                   196,275       359,168        34,067        363,096       952,607
                   Write-back of/(allowance for)
                    impairment on financing         1,316        (35,855)       1,279              -       (33,260)
                   Allowance for impairment losses
                    on financial investments, net       -             -          (526)            -           (526)
                   Allowance for impairment losses
                    on other financial assets, net      -             -          (105)            -           (105)
                   Other expenses                       -             -             -        (46,149)      (46,149)
                   Total net  income              197,591       323,313        34,715        316,948       872,567
                   Total overhead expenses                                                                (576,984)
                   Profit before  zakat and  taxation                                                      295,583
                   Zakat                                                                                   (10,227)
                   Taxation                                                                                (73,541)

                   Profit for  the year                                                                    211,815

                                                 Business      Consumer       Treasury
                                                  banking       banking       banking        Others          Total
                   Bank                           RM’000        RM’000        RM’000         RM’000        RM’000

                   2024
                   Revenue                        436,225     1,368,167       331,465        11,645      2,147,502

                   Total income                   140,649       493,638        (25,628)     444,021      1,052,680
                   Allowance for impairment
                    losses on financing           (65,640)      (92,714)            -              -      (158,354)
                   Allowance for impairment losses
                    on financial investments, net       -             -       (44,783)             -       (44,783)
                   Allowance for impairment losses
                    on other financial assets, net      -             -          (932)             -         (932)
                   Other expenses                       -             -             -        (37,925)      (37,925)

                   Total net  income               75,009       400,924       (71,343)      406,096       810,686
                   Total overhead expenses                                                                (682,132)
                   Profit before  zakat and  taxation                                                     128,554
                   Zakat                                                                                    (8,576)
                   Taxation                                                                                (32,414)
                   Profit for  the year                                                                    87,564
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