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ANNUAL REPORT 2024 1 2 3 4 5 Sustainability Statement 6 7 8 81

SUSTAINABILITY FRAMEWORK

At Bank Muamalat, sustainability is deeply rooted in the The foundation of Bank Muamalat’s sustainability commitment
principles of Maqasid Shariah, guiding every aspect of the lies in its Sustainability Framework, which is structured to
Bank’s approach and reinforcing a commitment to ethical and align with Economic, Environmental, Social and Governance
responsible stewardship that benefits all stakeholders. (EESG) principles as well as Value-based Intermediation (VBI).
This framework ensures that business practices support
True success is viewed not only in terms of financial long-term economic prosperity while upholding environmental
performance but also through meaningful social and responsibility and advancing social well-being.
environmental impact. Bank Muamalat strives to create
enduring value for present and future generations. This The framework translates these values into practical actions,
commitment goes beyond compliance, reflecting a purposeful aligning governance, operations, and risk management with
journey toward a resilient, inclusive, and just society. the Bank’s vision for long-term, balanced growth.

Sustainability Bank Muamalat Malaysia Berhad embeds ESG considerations into our Shariah-compliant strategies
Statement and operations. By aligning with our ethical standards, we strive to create a significant positive impact
on our stakeholders, enhance our integrity, secure sustainable and enduring success, and build
Better lives, together.

Sustainability’s Economic Environmental Community Governing
Core Pillars Empowerment Sustence Enablement Responsibly
Material M1 Economic M3 Carbon M6 Employment M12 Responsible
Matters Performance Management Financing
Entrepreneur Water Diversity and Procurement
M2 M4 M7 M13
Development Management Equal Opportunity Practices
Waste Training and Ethics &
M5 M8 M14
Management Education Integrity
Community
M9
Development
Financial
M10
Inclusion
Customer
M11
Experience
UN Sustainable
Development
Goals

Maqasid
Shariah
Protection of Protection of Protection of Protection of Protection of
Faith (Deen) Life (Nafs) Intellect (Aql) Lineage (Nasb) Property (Mal)
Success
Beliefs
Own It Build Trust One Team Drive Move Fast Delight
Innovation Customers