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390   BANK MUAMALAT MALAYSIA BERHAD


          BASEL II
          PILLAR 3 DISCLOSURE







                        Others  Grand Total   RM’000  RM’000   5,613,639  -   1,203,328  -    1,712,380   -    177,691   -    12,412,063  -    13,257,537  -    10,776,892  -    47,774   -    366,685   -   45,567,989  -    Others  Grand Total   RM’000  RM’000  8,197,133  -    1,116,074   -    135,673   -    78,217  -    9,812,507   -    12,531,434   -   8,356,520  -     58,005   -   359,102   -    40,644,666  -









                        Unrated   RM’000  -     1,168,235    432,675    177,691   10,874,539    13,257,537    10,776,892    47,774   366,685   37,102,028    Unrated   RM’000   -     1,081,374    111,200   73,049    8,980,459   12,531,434   8,356,520     58,005   359,102    31,551,143



                        P1/MARC1   RM’000  -    -    -    -      -     -    -    -    -     -    -     -    -    -    -     -   -     -     -    -   P1/MARC1   RM’000  -   -    -   -    -    -     -    -   -    -    -     -     -    -   -   -     -    -    -   -
           CREDIT RISK (DISCLOSURES FOR PORTFOLIO UNDER THE STANDARDISED APPROACH) (CONT’D)



                      Rating by Approved ECAIS  BB+TO BB-   BBB   RM’000  RM’000  -     -    -    -    -    -    -    -    -   -    Rating by Approved ECAIS  BB+TO BB-   BBB   RM’000  RM’000  -     -    -   -     -     -   -     -    -    -








                          RM’000 A   -    -    100,008   -   100,330    -    -    -     -   200,338    A   RM’000  -    -   -     -    -   -    -    -    -    -



                        AA-   RM’000   -    -     50,026   -    15,708     -    -   -    -   65,734    AA-   RM’000   -    34,700    -     5,168   15,801    -    -   -    -   55,669
               Table 15: Rating distribution on credit exposures (cont’d)

                        AA           -   35,093    -    25,205    -    -   -    -   AA   -   -    10,797    -   33,682     -    -    -    -    44,479
                          RM’000          489,773        550,071      RM’000



                        AA+   RM’000  -    -    100,194    -    224,762    -    -   -    -    324,956    AA+   RM’000  -    -    -     -    115,539    -   -    -     -    115,539



                        AAA   RM’000   5,613,639    -    539,704    -    1,171,519    -    -    -    -    7,324,862    AAA   RM’000  8,197,133     -    13,676    -   667,026    -    -    -    -   8,877,835







                    31 December 2024  Exposure Class   On and Off Balance-Sheet   Exposures  Credit Exposures    – Standardised Approach  Sovereigns/Central Banks   Public Sector Entities   Banks, Development Financial    Institutions & MDBs    Takaful Cos, Securities    Firms & Fund Managers    Corporates    Regulatory Retail    Residential Mortgages    Higher Risk Assets    Other Assets    31 December 2023  Exposure Class   On and Off Balance-Sheet   Exposures  Credit Exposures    – Standa




                  Bank                                   Total    Group                              Total
           5.0
   387   388   389   390   391   392   393   394   395   396   397