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ANNUAL REPORT 2024                                            1   2  3   4  5  6   7 Our Numbers  8  393












            5.0  CREDIT RISK (DISCLOSURES FOR PORTFOLIO UNDER THE STANDARDISED APPROACH) (CONT’D)

                 Table 15: Rating distribution on credit exposures (cont’d)
                                                   Ratings of  Sovereigns and Central Banks by Approved ECAIs
                                        Moody’s  Aaa to  Aa3  A1 to A3  Baa1 to  Baa3   Ba1 to  B3   Caa1 to  C   Unrated
                                           S&P  AAA to AA-  A+ to  A-  BBB+ to  BBB-   BB+ to  B-  CCC+ to  D   Unrated
                                           Fitch  AAA to AA-  A+ to  A-  BBB+ to  BBB-   BB+ to  B-  CCC+ to  D   Unrated
                 Exposure  Class         RII Inc  AAA to AA-  A+ to  A-  BBB+ to  BBB-   BB+ to  B-  CCC+ to  C   Unrated
                                                     RM’000   RM’000         RM’000     RM’000      RM’000   RM’000

                 Group and  Bank
                 31 December  2024
                 On and  Off Balance-Sheet
                   Exposures
                 Sovereigns and Central Banks      5,613,639        -              -          -           -         -
                 Total                             5,613,639        -              -          -           -         -

                 Group and  Bank
                 31 December  2023
                 On and  Off Balance-Sheet
                   Exposures
                 Sovereigns and Central Banks      8,197,133        -              -          -           -        -
                 Total                             8,197,133        -              -          -           -        -


                                                       Ratings  of Banking  Institutions  by Approved ECAIs
                                        Moody’s  Aaa to  Aa3  A1 to A3  Baa1 to  Baa3   Ba1 to  B3   Caa1 to  C   Unrated
                                           S&P  AAA to AA-  A+ to  A-  BBB+ to  BBB-   BB+ to  B-  CCC+ to  D   Unrated
                                           Fitch  AAA to AA-  A+ to  A-  BBB+ to  BBB-   BB+ to  B-  CCC+ to  D   Unrated
                                           RAM  AAA to AA3  A1 to A3  BBB1 to  BBB3  BB1 to  B3    C1 to D   Unrated
                                         MARC  AAA to AA-  A+ to  A-  BBB+ to  BBB-   BB+ to  B-   C+ to  D   Unrated
                 Exposure  Class         RII Inc  AAA to AA-  A+ to  A-  BBB+ to  BBB-   BB+ to  B-  CCC+ to  C   Unrated
                                                     RM’000   RM’000         RM’000     RM’000      RM’000   RM’000

                 On and  Off Balance-Sheet
                   Exposures

                 Group and  Bank
                 31 December  2024
                 Banks, MDBs and FDIs              1,179,698    100,008            -          -           -   432,675

                 Total                             1,179,698    100,008            -          -           -   432,675

                 Group and  Bank
                 31 December  2023
                 Banks, MDBs and FDIs                 24,472        -              -          -           -   111,200
                 Total                                24,472        -              -          -           -   111,200
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