2023

Better Lives, Together

This Annual Report 2023 (AR2023) which is produced and published annually, covers the period from 1 January 2023 to 31 December 2023, unless stated otherwise. The reporting period is in alignment with the reporting of our parent company, DRB-HICOM Berhad.

We have developed this AR2023 with an aim to provide a balanced and comprehensive reporting of the Bank’s financial and non-financial performance, benchmarked against our strategy and our delivery of long-term value. This report also contains our forecast for the short, medium and long-term which is based on current assumptions and subject to uncertainty due to potential changes in operating landscape. As such, these forward looking statements about Bank Muamalat’s future performance should not be regarded as guarantees or promises.