• Open to Malaysian citizens and Permanent Residents aged 18 years and above
• Not declared a bankrupt

Maximum:
a) RM500,000.00 for Gold Items (Non MG-i); and
b) RM500,000.00 for Muamalat Gold-i (MG-i) (Physical and Account)

• Gold/jewellery (without precious stone) of standards 750, 835, 875, 916, 917, 950 and 999.
• Accept all types of gold bars/ coins/ wafers/ nuggets of standards 916, 917, 950 and 999 from all goldsmiths, gold institutions, gold producers and authorized distributors except those blacklisted by Bank Negara Malaysia (BNM), “Consumer Alert”, “Fraud Alert” and “Securities Commission Malaysia (SC )Security Alert”.
• Muamalat Gold-i (MG-i) (Physical and Account).

• Up to eighteen (18) months.
• However, the profit charges must be paid on or before each Payment Date stated in the Payment Schedule of the Islamic Pawn Broking Financing Contract (Muamalat Islamic Pawn Broking) as a condition to qualify for the financing period up to the Maturity Date.
• The payment due date will be on the first (1st) day of each month for every payment cycle.