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Updated on 24/01/2024 9:15 am

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Gold Standard Price per gram (RM)
750 331.15
835 368.68
875 386.34
916 404.44
950 419.45
999 441.09

Updated on 20/01/2025 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 417.91 388.61
Physical 432.55 388.61
EasiGold (Less than RM15,000) 394.824 388.419
EasiGold (RM15,000 and more) 393.824 389.419

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 20/01/2025 9:30 am
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Currency Sell Buy
AUD
0.00
0.00
BND
0.00
0.00
CAD
0.00
0.00
CHF
0.00
0.00
EUR
0.00
0.00
GBP
0.00
0.00
NZD
0.00
0.00
SGD
0.00
0.00
USD
0.00
0.00

Updated on 24/01/2024 9:15 am

More currencies
Gold Standard Price per gram (RM)
750 331.15
835 368.68
875 386.34
916 404.44
950 419.45
999 441.09

Updated on 20/01/2025 9:00 am
More details
Ar Rahnu Calculator

Secure Your Future Wealth with Gold Today.
Perth Mint 99.99% Gold Minted Bar/Account Price:
Product Type Bank Sell Bank Buy
Account 417.91 388.61
Physical 432.55 388.61
EasiGold (Less than RM15,000) 394.824 388.419
EasiGold (RM15,000 and more) 393.824 389.419

(*Prices published are per gram and for reference only. Click RM and Gold Weightage Table to view listing of gold amount purchased per RM10 value)
*At selected branches only

* EasiGold price is indicative and subject to change without notice. For LIVE pricing, please download the EasiGold application from Google Playstore or Apple Store

Updated on 20/01/2025 9:30 am
More details
Financing

Muamalat Pajak Gadai Islam (Ar-Rahnu)

Welcome to Muamalat Pajak Gadai Islam (Ar-Rahnu)

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Financing

Muamalat Pajak Gadai Islam (Ar-Rahnu)

Talk to Us
Visit Our Branch
Consumer Alert & Updates
List Of Unauthorised

Welcome to Muamalat Pajak Gadai Islam (Ar-Rahnu)

Product Benefits

Enjoy up to RM500,000* financing
Up to 18 months tenure
Fixed Profit Rate 0.9375% monthly & charges is calculated based on financing
FREE Takaful coverage
Shariah Compliant
Easy online Ar-Rahnu Revaluation
Accept gold bullion (without opening the seal) & MG-i Account

Daily Gold Price

Effective Update: 20/01/2025 9:00 am

No Gold Standard Price per gram (RM)
1 750 331.15
2 835 368.68
3 875 386.34
4 916 404.44
5 950 419.45
6 999 441.09

Pawn your gold items and enjoy immediate financing of up to 80% of the pledged gold value with Islamic Pawn Broking under Muamalat Ar Rahnu (Tawarruq).

Enjoy fixed profit rate of 11.25% p.a (0.9375% monthly) based on financing amount and a tenure up to 18 months.

Islamic Pawn Broking is an Islamic Pawn Broking scheme based on the Shariah concept of Tawarruq (commodity Murabahah) and Rahn (Pawn broking).

Ar Rahnu Calculator
Revaluation Contact Number

Welcome to Muamalat Pajak Gadai Islam (Ar-Rahnu)

At Muamalat Pajak Gadai Islam, we understand your financial needs and are committed to providing Shariah-compliant financial solutions. We are proud to be your top choice for easy, fast, and trustworthy Islamic pawn broking services.

Whether you are Muslim or non-Muslim, our services are designed to offer everyone the benefits of ethical and transparent financial practices. Enjoy competitive rates, secure storage, and a process that respects your values and needs.

 

Term Description
Concept Tawarruq & Ar-Rahn
Applicant Eligibility
  • Open to all Malaysian citizens and Permanent Residents, aged 18 and above
  • Not declared a bankrupt
Financing Margin Up to 80% margin of financing from gold value
Financing Limit Minimum:
a) RM250.00 for Gold Items (Non MG-i);and
b) RM250.00 for Muamalat Gold-i (MG-i) (Physical and Account)Maximum:
a) RM500,000.00 for Gold Items (Non MG-i); and
b) RM500,000.00 for Muamalat Gold-i (MG-i) (Physical and Account)
Acceptable Gold Collaterals
  • Gold/jewellery (without precious stone) of standards 750, 835, 875, 916, 950 and 999.
  • Accept all types of gold bars/coins/ wafers of standards 916, 950 and 999 from all goldsmiths, institutions, authorized distributors except those blacklisted by Bank Negara Malaysia (BNM), “Consumer Alert”, “Fraud Alert” and “Securities Commission Malaysia (SC )Security Alert”.
  • Muamalat Gold-i account – minimum allowable transaction is 10 grams and with multiple of every 10 grams i.e. 10 grams, 20 grams, 30 grams.
Pawn Duration (Tenure of Financing) Up to 18 months, subject to profit servicing to be paid every 6 months for continuation up to full tenor
Profit Rate The profit rate is fixed at 11.25% p.a or 0.9375% monthly and is based on financing amount.
Payment Payment for profit-servicing and financing can be made at our branches, ATM, CDM and Internet Banking.
Pawn Redemption Redemption can be done in deferred or lump sum payment before or upon maturity.

 

Profit rate is calculated based on financing value & Marhun value
  • Example:
    a) Marhun value (gold value)= RM10, 000
    b) Financing (80%) = RM8, 000
Ar Rahnu Conventional
Profit charge (based on financing)
2% monthly
RM8,000 x 2.00% = RM160.00 monthly
Ar Rahnu Islamic
Profit charge
(based on Marhun value)		 Profit charge
(based on BMMB financing)
11.25% monthly
0.9378% monthly		 11.25% monthly
0.9375% monthly
RM10,000 x 0.94%
= RM94.00 monthly		 RM8,000 x 0.94%
= RM75.20 monthly

 

How To Apply
  • Fill up the Ar-Rahnu application form.
  • Bring along your original identification card (NRIC) and gold item(s) to be pledged.

 

Our Values

“Fast Cash to settle your debt , Just present Identification Card & Jewellery. SO EASY!”

Zain, Factory Worker

“Required urgent cash for emergency, pawn your gold bar into cash at low rates. SMART CHOICE!”

Siti, Single Mother

“Quick cash for essential medical treatment. Revalue existing pawn facility. ATTAINED PEACE OF MIND!”

Mei Ling, Retiree

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*Terms and conditions apply.

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AUSTRALIAN DOLLARAUD2.8790002.7150002.699000
BRUNEI DOLLARBND3.3930003.1900003.179000
CANADIAN DOLLARCAD3.1730003.0530003.036000
SWISS FRANCCHF5.0600004.8300004.812000
EURO EUR4.7890004.5130004.491000
STERLING POUNDGBP5.7370005.4710005.462000
NEW ZEALAND DOLLARNZD2.6580002.4620002.447000
SINGAPORE DOLLARSGD3.3930003.1900003.189000
UNITED STATES DOLLARUSD4.6320004.3730004.356000

2025-01-06 15:32:10