Close
EN
BM

Personal

Business

Account

Basic Savings Account-i (BSA)

A Shariah-compliant savings account tailored for everyday Malaysians. Start with as low as RM20 and enjoy full debit‑card, mobile, and internet banking access with no monthly fees.

Account

Basic Savings Account-i (BSA)

A Shariah-compliant savings account tailored for everyday Malaysians. Start with as low as RM20 and enjoy full debit‑card, mobile, and internet banking access with no monthly fees.

Highlights & Benefits

Debit Card Full Debit Card functions

Debit Card

Full Debit Card functions

i-Muamalat Mobile Full access to i-Muamalat Mobile apps

i-Muamalat Mobile

Full access to i-Muamalat Mobile apps

i-Muamalat Internet Banking Full access to i-Muamalat Internet Banking

i-Muamalat Internet Banking

Full access to i-Muamalat Internet Banking

Existing customers are now able to open a new account via i-Muamalat no joint account allowed

Existing customers are now able to open a new account via i-Muamalat

no joint account allowed

*The Ceiling Profit Rate (CPR) is 4%

Basic Savings Account-i (BSA)

A basic savings account which is economical and provides privileges to all Malaysians and permanent residents.

Term Description
Profit Rate 0.05%
How to Apply
  • Click ‘Apply Now’ button
  • Visit the nearest branch
  • Contact Customer Care Line at 03-26005500
Minimum deposit RM 20
Services for Eligible Customers
  • Free account enquiry
  • Free debit card (physical & virtual for digital banks)
  • Free replacement for faulty debit card (not customer’s fault)
    *Up to RM12 for lost/damaged cards
  • Funds transfer services that follow the rules under the Interoperable Credit Transfer Framework (ICTF).
  • Free intra-bank bill payment
  • Full access to i-Muamalat app & internet banking
  • Free cash withdrawals & deposits (including coins) at:
    1. Bank counters
    2. Muamalat ATMs, CDMs & SSTs
      *Charges apply for other banks’ machines
  • Free account statements (e-copy or hardcopy)
  • Passbook upon request
  • If a BSA or BCA account holder wants to reactivate their dormant account before it’s closed or marked as unclaimed money, no reactivation fee will be charged.
This product is protected by Perbadanan Insurans Deposit Malaysia (PIDM).
* Protected by PIDM up to RM250,000 for each depositor

Features & Eligibility

Individual Malaysian Citizens and Permanent Residents aged 12 years and above

Individual

Malaysian Citizens and Permanent Residents aged 12 years and above

Trust accounts for children below 12 years old

Trust

accounts for children below 12 years old

Non-Individuals: Micro Enterprises

Non-Individuals:

Micro Enterprises

PIDM brochure

*Terms and conditions apply.

You might also be interested in

Basic Current Account-i (BCA)
Current Account-i
Fixed Term Account-i
ELITE Savings Account-i (ESA-i)
Chat with us on
WhatsApp
AUSTRALIAN DOLLAR AUD 2.927000 2.768000 2.752000
BRUNEI DOLLAR BND 3.196000 3.012000 3.001000
CANADIAN DOLLAR CAD 2.924000 2.820000 2.803000
SWISS FRANC CHF 5.156000 4.934000 4.916000
EURO EUR 4.769000 4.506000 4.484000
STERLING POUND GBP 5.464000 5.224000 5.215000
NEW ZEALAND DOLLAR NZD 2.461000 2.285000 2.270000
SINGAPORE DOLLAR SGD 3.196000 3.012000 3.011000
UNITED STATES DOLLAR USD 4.049000 3.832000 3.815000

2026-05-13 08:27:06