Skim Jaminan Mara (SJUM)

Skim Jaminan Usahawan MARA (SJUM) gives financial assistance to Bumiputera SMEs & Mid Size Companies (MSC) in all industries.

Financing Rate
Up to BFR+1%
Up to 7 years
Financing Size Per SME
Up to RM2,000,000.00

Purpose of Financing

  • For New Financing;
  • For restructuring of existing financing facilities; and/ or additional working capital

Eligibility Criteria

  • Bumiputera Company (Sdn. Bhd)
  • Sole proprietorship or partnership
  • Business operation minimum 2 years
  • Audited Financial Report and made profit for the last 2 years
  • Company’s paid up capital minimum (20%) of the total bank facility
  • Latest 6 months bank statement
  • Minimum sales RM500,000 per year
  • Company credit search status is satisfactory
  • Shariah Compliance business meet the conditions set by the Bank Panel

Type of Facility

  • Working Capital
  • Asset Financing
  • Contract Financing

*Terms and conditions apply.

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2024-04-12 08:30:22