High Tech and Green Facility (HTG)

Designed to help SMEs and innovative start-ups to grow their businesses and invest in strategic sectors and technologies fields (digital tech, green tech, and biotech) for a sustainable and entrenched economic recovery).

Financing Rate to SMEs
Up to 3.5% p.a. (without guarantee) / Up to 5% (with guarantee)
Up to 10 years
Until 31 Dec 2023


Access to Specialized Funding
Support for Innovation and Research
Enhanced Competitiveness
Sustainability and Environmental Responsibility
Job Creation and Economic Growth
Collaboration and Networking Opportunities

Purpose of Financing

  • Working capital and /or;
  • Capital expenditure (CAPEX)


  • Up to 10 years

Eligibility Criteria

Malaysia SMEs* in the following sectors:

  • Electrical and Electronics (E&E),
  • Chemicals,
  • Refined petroleum,
  • Machinery and Equipment (M&E),
  • Medical devices & pharmaceuticals,
  • Automotive and transport equipment (including aerospace; vehicle and parts manufacturers).


  • Information and Communication Technology (ICT),
  • Research and Development.


Businesses (including commercially ready start-ups) involved in providing technology solutions:
Green Technology

  • Renewable energy & energy efficiency,
  • Transportation.
    – Clean transportation, electric vehicle, battery development
  • Natural resources
    – Sustainable water and waste management
    – Aquatic conservation and pollution prevention
  • Circular economy
    – Reusing, recycling and remanufacturing
    – Repurposing of stranded assets
  • Agritech
    – Precision and automated farming
    – Vertical farming
    -Farming using drones, IoT and big data analytics
  • Low carbon technologies
    – Low carbon-emitting technologies (Carbon, capture, utilisation and storage (CCUS), low carbonhydrogen)

Businesses (including commercially ready start-ups) involved in providing technology solutions:
Digital And 4IR Technology

  • Smart manufacturing (IoT solutions),
  • Artificial Intelligence (AI),
  • Big data analytics,
  • Virtual/ Augmented reality,
  • Robotics,
  • Drone technologies,
  • Connectivity and distributed infrastructure (5G, blockchain, cloud computing),
  • 3D printing,
  • Software development (digital healthcare technology, e-commerce, fintech and payment platform, gaming mobility solutions)


  • Neurotechnology,
  • Biohealth (genetics),
  • Biosciences (crop and yield improvement).


  • SMEs and start-ups in key Government programmes that are involved in innovation and commercialisation for range of critical technologies such as 4IR-related technology, green technology, digital and biotechnology under national blueprints. List of eligible programmes will be updated periodically at

1. Recipients of Special Relief Facility (SRF), PENJANA SME Financing (PSF) and/or PENJANA Tourism Financing (PTF) are eligible for the HTG, for the purpose of financing capital expenditure only.
2. All programme participants are encouraged to obtain a letter from the respective agencies to ease verification process by PFIs

Financing Rate To SMEs

  • Up to 3.5% p.a. for financing without guarantee; or
  • Up to 5% p.a. inclusive of guarantee fee.

Application Procedure

  • Submit an application directly to the Participating Financial Institutions (PFIs) and approval will be subject to the credit assessment of PFIs.


  • Until 31 December 2023

*At least 51% of shares held by Malaysians and as defined by SME Corporation Malaysia’s Guideline for SME Definition, accessible at on SME Definition (Updated Sept 2020).

*Terms and conditions apply.

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2024-06-13 08:48:21